114 SORRENTO DR NW, Cartersville, GA 30120
Welcome to your dream home at 114 Sorrento Dr in beautiful Cartersville, GA! Seller offering a $2,000 carpet and paint allowance with acceptable offer. Nestled within the serene surroundings of one of Georgia's most sought-after communities, this exquisite property offers unparalleled comfort and convenience. As you step through the grand entrance of this stunning residence, you'll be greeted by an abundance of natural light cascading through large windows, illuminating the spacious and meticulously crafted living spaces. The open floor plan seamlessly integrates the living room, dining area, and gourmet kitchen, creating an ideal space for both relaxation and entertainment. The chef-inspired kitchen boasts top-of-the-line stainless steel appliances, granite countertops, custom cabinetry, and a large center island, making it a culinary enthusiast's paradise. Whether you're hosting intimate gatherings or preparing family meals, this kitchen is sure to impress. Escape to the expansive master suite, where luxury meets tranquility. Featuring a large shower, generous walk-in closet, and plenty of cabinet space, this retreat offers the perfect sanctuary to unwind after a long day. Additional highlights of this exceptional property include: Four spacious bedrooms, providing ample space for family and guests - Elegant luxury vinyl flooring and designer finishes throughout - A versatile bonus room, ideal for a home office, media room, or gym - A privacy fenced backyard, complete with a patio, perfect for alfresco dining and outdoor entertaining - A two-car garage for added convenience and storage space Conveniently located in Cartersville, residents of Bridlewood Farms enjoy easy access to a variety of shopping, dining, and entertainment options, as well as top-rated schools and recreational facilities. This home is within walking distance of the community pool and also just down the street from Hamilton Crossing Park that offers a variety of outdoor options. Don’t miss out!
You may be able to put down less than the total down payment amount of $154,358 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #7397945