114 Batten Board Way, Woodstock, GA 30189
3 beds · 3 baths · 2,024 sqft
Do not miss out on an amazing opportunity to have it all! Located less than 5 minutes from downtown Woodstock, this nearly new home has all the futures you want. Located in the Villages at Towne Lake, this 3 bedroom, 2.5 bath home welcomes you with beautiful flooring, tall ceilings, and grand sized windows. The kitchen gives off designer vibes with stainless steel appliances, a herring bone backsplash, and quartz countertops. The large island looks onto the living and dining area making this home an amazing place to host friends and family. Upstairs you will find the three bedrooms. The two secondary bedrooms feature large windows and ample sized closets. These bedrooms share a guest bath with a large vanity and tub/shower combo with tile surround. The owners suite features an amazing custom closet, elegant bathroom with walk-in shower, his-and-hers vanities, and modern tile details. There is even a private covered deck. Located in a beautiful gated neighborhood, this private enclave of homes give off a Mediterranean feel and features top class amenities, including a large pool, tennis courts, private work out center, covered sitting area around the pool, and a club house for resident use. You don't even have to cut the grass as it's all included in the HOA dues. Schedule your showing today and see what its like to live the high life.
Source: GAMLS #10318554
Source: GAMLS #10318554
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10318554
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.