114 Amberhill Ln, Dallas, GA 30132
5 beds · 3 baths · 2,770 sqft
Welcome to this stunning 5-bedroom, 3-bathroom home that perfectly combines charm and functionality! Admire the views from the inviting covered front porch before entering into the two-story foyer to find a main-floor office/formal living room and a dining room that’s flooded with natural light. The eat-in kitchen is your dream for everyday living, boasting ample counter space, full suite of stainless steel appliances, including a brand-new gas range. And the true heart of home is the living room with coiffured ceilings and charming brick fireplace, creating the perfect ambiance for the arrival of cooler weather! Double doors lead to a serene screened-in porch and back deck, where you can take in the views of the private backyard or watch a football game enjoying the crisp fall weather. The main floor also features a bedroom with an attached full bath, offering flexibility for guests or multi-generational living. Upstairs, the massive primary suite awaits with dramatic trayed ceiling and a spa-like ensuite bathroom with vaulted ceilings boasting cedar beam accents. Relax the day away in your soaking tub or refresh in your frameless glass enclosed shower. Primary suite also features a custom walk-in closet. This home has been freshly painted inside and power-washed on the outside getting it clean and ready for your fall and holiday décor! Additional highlights include a brand new architectural shingle roof, a tankless water heater, wood blinds throughout, and a 3-car garage, including an oversized detached bay for extra storage or hobbies. The unfinished, walk-out daylight basement offers endless potential—perfect for storage, a workshop, gym, or even future finished space, as it's already stubbed for a bathroom. Located in a highly desirable area of Dallas, GA area, you're just minutes away from top-rated schools, grocery stores, retail shopping, coffee shops, and all the local conveniences. This home is move-in ready and an absolute must-see!
Source: FMLS #7461832
Source: FMLS #7461832
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #7461832
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.