11391 Navajo Cir # C, Denver, CO 80234
2 beds · 3 baths · 1,847 sqft sqft
New Lower Price!!! "I wish we could take it with us..." is what I have heard many times from the original owners of this beautiful, Westminster home. In a great location, an end unit, backing to open space, well shaded, warm, charming, loved, and well cared for inside and out. Your upstairs is like an oasis with the main bedroom suite overlooking open space, a two-sided fireplace, an ensuite bonus space with sink and shelves, and a five-piece bath with a walk-in closet. A second bedroom and additional full bath, functionally and tastefully complete the upper level. The main level is Colorado living at its best. An open, yet cozy living area with gas fireplace, abundant natural light with many windows, dining room and kitchen with breakfast bar, perfectly sized office, half bath, laundry with included washer and dryer, and mechanics garage, with included workbench, shelving, specialty flooring. The back patio off the dining room, is spacious and overlooks open space with no neighbors. A bonus garden and sitting area accessible through the patio gate to the front includes a large planter and plenty of room for more flower pots or plants to make it your own. This area is part of the HOA but is maintained and usable by the homeowner. It is a condo that lives like a stand-alone home. The community pool, hot tub, clubhouse, tennis, and basketball courts are nearby. The landscaping and buildings are all well-maintained. HOA covers water/sewer. trash, recycling, snow removal, exterior maintenance, and roof. Nearby trails, ponds, and open space too. Bonus easy access to I-25 to Denver and points north.
Source: RECO #4233171
Interest rate and monthly payment estimated based on public records.
Source: RECO #4233171
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #4233171
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