1139 Desert Fox Ct, Beaumont, CA 92223
4 beds · 3 baths · 1,852 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Come see this lovely 2-Story Home that sits on a Quiet Cul-De-Sac with 4 Bedrooms and 3 Full Baths. Nestled in a peaceful cul-de-sac, this spacious 4-bedroom, 3-bathroom home offers comfort and style in a family-friendly setting. With large windows throughout, natural light fills every room, creating a warm and inviting atmosphere. The home features central air and heat, ensuring year-round comfort. Upon entering, you are greeted by a grand entryway & living room with high vaulted ceilings, setting the tone for the open and airy layout. The cozy family room flows seamlessly from the entry and is perfect for both everyday living and entertaining. A sweet dining nook, surrounded by large windows, offers a bright space to enjoy meals. There are new floors all throughout the home. The upstairs is home to three bedrooms, including a luxurious master suite with double doors leading to a spacious retreat. The master bath is a spa-like oasis with a separate soaking tub, shower, a large double vanity, and plenty of storage space. Two additional bedrooms upstairs share a separate full bathroom. All of the bedrooms have ceiling fans. Conveniently, one bedroom and a full bath are located downstairs, ideal for guests or multi-generational living. The entire home features elegant paneled doors for an added touch of sophistication. The bright kitchen is a chef's dream, equipped with ample storage, a large island, and plenty of counter space. It's a great place for entertaining and sharing meals with friends and family. The refridgerator can stay with the home if buyer chooses to keep it. The downstairs is rounded out with a well-appointed, indoor laundry room. Step outside into the fully fenced backyard, offering privacy and room for outdoor enjoyment. The block wall in the rear adds an extra layer of security and tranquility. Plus, paved RV parking is a rare bonus, providing easy access for vehicles or toys. There are 2 sheds that provide addtional storage and room for outdoor equipment, toys, etc. The home also includes a huge 3-car garage with tons of storage space and plenty of room for parking. Don't miss your chance to own this beautiful, well-maintained home.
Source: CRMLS #AR24252686
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: CRMLS #AR24252686
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.