11360 Timber Creek Dr, Fort Myers, FL 33913
4 beds · 3 baths · sqft
This beautiful Trevi floor plan home is waiting for you in Timber Creek. With 4 Bedrooms and 3 Bathrooms in 2032 sf, you will have plenty of room for family and friends. The glass front entry door allows the sunshine to stream through the house. As you enter the Foyer, notice the tile floors and upgraded ceiling fans and lights throughout the house. The open concept Kitchen/Living Room/Dining Room are perfecting for entertaining. The Kitchen boasts granite countertops, stainless steel appliances, a large island and pantry. The spacious Primary Bedroom is situated separately from the other Bedrooms for optimal privacy. A 2nd Bedroom has a full ensuite Bathroom. From the Lanai, you'll be able to watch for wildlife in the gorgeous preserve just behind the home. Timber Creek offers an amazing new Amenity Center with basketball, state-of-the-art fitness center, lap pool, resort style pool, children's wading pool, tennis, pickleball, play area, sand volleyball, putting green and restaurant. This community is ideally located near RSW, restaurants and shopping. Don't miss your opportunity to live in this wonderful resort style neighborhood!
Source: FORTMYERS #224064592
Interest rate and monthly payment estimated based on public records.
Source: FORTMYERS #224064592
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #224064592
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.