11350 Cedar Creek Dr, Aubrey, TX 76227
4 beds · 5 baths · 4,963 sqft
Discover unparalleled elegance in this exquisitely designed, move-in-ready home, offering sophisticated finishes and exclusive amenities. Situated on a sprawling 0.49-acre lot, this stunning two-story residence boasts exceptional craftsmanship and attention to detail. The meticulously landscaped front yard is enhanced by solar-powered step lighting, adding to the home’s exquisite curb appeal. Upon entering, a grand foyer adorned with luxurious wood flooring and impressive lighting fixtures. Featuring a robust study with built-ins with a designer color palette which provides a refined workspace. This home also boasts four oversized bedrooms, and five luxurious bathroom suites which includes a first-level private spacious guest suite with full bath. The expansive primary bedroom suite is a true retreat, complete with a charming window seat. Its spa-like bathroom suite offers separate vanities, a 7-foot-wide dual-head shower, a 6-foot soaking tub, a three-way dressing mirror, and a grand walk-in closet with a 6-drawer island chest and three-tiered seasonal clothing rods. The family room captivates with a floor-to-ceiling stone fireplace, a stylish paneled accent wall, eye-catching coffered wood-beam ceiling treatment. The chef’s kitchen is a masterpiece, boasting an 8-foot island, premium stainless steel Electrolux appliances, a 5-burner gas cooktop, double ovens, a Sub-Zero refrigerator, accent-lit upper cabinets, and a spacious walk-in pantry. Wine enthusiasts will appreciate the 300+ bottle wine closet and separate wine cooler. Entertainment abounds with a game room, complete with a pool table and a separate dedicated media room featuring a wet bar, screen, projector, surround sound, and elegant wall sconces. Step outside through the sliding doors to a large enclosed covered patio, complete with a retractable screen, wood-burning fireplace and ceiling fan. Experience the perfect blend of luxury and comfort in this extraordinary home. 2.375% rate VA assumable Loan
Source: NTREIS #20863526
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: NTREIS #20863526
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.