11340 Rupley Ln, Dallas, TX 75218
3 beds · 2 baths · 1,833 sqft
Effortless Living in East Dallas – Stylishly Updated Home with a Saltwater Pool Welcome to a home that perfectly balances comfort, style, and an unbeatable lifestyle in the heart of East Dallas. This beautifully updated retreat invites you to move right in and start enjoying everything it has to offer—from modern finishes to a backyard paradise designed for year-round relaxation. Step inside, and you'll be greeted by an open, airy floor plan filled with natural light, enhancing the warm and inviting ambiance. New LVP and ceramic floors flow seamlessly through the main living areas, while the freshly installed plush carpet (2024) adds cozy comfort to the bedrooms. The heart of the home—the open-concept kitchen—boasts a convenient breakfast bar, perfect for casual meals, coffee conversations, or entertaining guests with ease. The primary suite is a true sanctuary, featuring a spacious walk-in closet and an updated master shower (2024) for a spa-like experience. Thoughtful storage solutions throughout the home make organization effortless. But the real magic happens outdoors—step into your private backyard oasis, where a saltwater pool (2021) awaits. Designed for all seasons, it includes a water chilling system to keep you cool during scorching Texas summers and a heater for crisp winter nights. Whether you’re swimming, sunbathing, or unwinding on the expansive outdoor deck, this space is designed for making memories. With plenty of room for pets and play, the possibilities are endless. To make this home even more appealing, an assumable loan at an incredible 3.125% interest rate offers an exceptional financial opportunity. Enjoy the best of East Dallas living, where vibrant community charm meets modern convenience. This home is more than just a place to live—it’s a lifestyle. Additional recent upgrades include: Fresh Interior Paint (2024), Water Heater (2021), HVAC with UV System (2020) Schedule your showing today and experience it for yourself!ALL Furniture 4Sale
Source: NTREIS #20880907
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Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
Source: NTREIS #20880907
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence. When you apply for the loan, you must attest that the home will be your primary residence for 12 months to be approved for an FHA assumption. Most lenders will ask that you move in within 60 days.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.