1133 Great Belt Cir, Melbourne, FL 32940
3 beds · 4 baths · sqft sqft
Gorgeous home in one of Viera's premier 55+ communities. Must see WATERVIEW and beautiful floorplan. You will be impressed from the moment you walk in! Featuring a 3-car Garage and 2807 sq ft of living space with 3 bedrooms, an OFFICE, 3 full bathrooms, and a half guest-bath. The home is set on a .25 Acre lot with plenty of space between homes. You will love the extended covered lanai/ ALFRESCO, extending the entire width of the home and featuring 3-foot wide sidewalks along both sides of the home-from the back to the front of the home. From the moment you walk, you will be fascinated with the 10 ft. high ceiling and 8 ft. doors and plenty of light. All bedrooms are ''En-Suite'' with private bathrooms! LED lighting with upgraded lamps and fans throughout the home and beautiful large 21-inch porcelain tile; split floorplan and the kitchen features beautiful quartz countertops and a large quartz kitchen island with matching backsplash. The primary suite is truly the Owner's Retreat with plenty of space, double walking closets, primary bath with a Roman walk-in shower, a bath tub, and double vanities. The smart home upgrades include a Moen "Smart Water" shutoff system, ring sensors, ring alarm, ring doorbell, WiFi "eero" mesh routers, Level Lock smart front door. Beautiful plantation shutters in all bedrooms. All windows in the home, lanai sliders, and front door are Impact Resistant. The garage features high 8 FT garage doors, epoxy coating, overhead storage racks, smart garage controls, ¾ HP Garage door opener with battery backup. Bridgewater is a 55+ gated GOLF CART community! You will love the state-of-the-art fitness center, tropical swimming pool with waterfall and lap lanes, tennis and pickle ball, coffee lounge, movie theater & much more! Conveniently located in Florida's beautiful Space Coast and see the rocket launches from the from door. 50 Min to Orlando International Airport, 20 Min to the Beaches, 3 minutes to the new Publix shopping center, 7 min to fine dining and shopping at The Avenue at Viera.
Source: BREVARDMLS #1030068
Interest rate and monthly payment estimated based on public records.
Source: BREVARDMLS #1030068
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1030068
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