1133 Great Belt Cir, Melbourne, FL 32940
3 beds · 4 baths · sqft
This stunning home is located in one of Viera's premier 55+ communities and offers breathtaking lake views. Built in 2022, the home features the popular Venice floor plan, offering 2,807 sq. ft. of living space. It includes 3 spacious bedrooms, each with its own en-suite bathroom, 3 1/2 baths, a flex room/office, and a 3-car garage (which could also be configured as a 2-car garage with a golf cart garage). Situated on a 1/4-acre lot with ample space between neighboring homes, this property offers privacy and tranquility. The extended, screened back lanai spans the entire width of the home and features 3-foot-wide sidewalks that run along both sides of the house, from back to front. Inside, the home boasts soaring 10-foot ceilings and 8-foot doors, ensuring an open and airy feel with plenty of natural light. The flooring is luxurious, with 21-inch ceramic tiles throughout (no carpet), and the kitchen is a chef's dream with quartz countertops and a large kitchen island. Additional features include LED lighting with upgraded lamps and fans, adding to the modern, upscale feel. With a split floorplan, this home offers privacy and comfort for all. Plus, a 1-year complete home warranty is included with an accepted offer, providing peace of mind. This spacious home offers an exceptional Owner's Retreat as the primary suite, featuring ample space with double walk-in closets and a luxurious bath that includes a large walk-in shower, a separate bathtub, and double vanities. Smart home features include the Moen "Smart Water" shutoff system, Ring sensors, alarm, doorbell, Wi-Fi "eero" mesh routers, and a Level Lock smart front door for added convenience and security. Throughout the home, beautiful plantation shutters adorn every bedroom, while impact-resistant windows, lanai sliders, and front door provide added protection. The garage is designed for functionality, with high 8-foot garage doors, epoxy coating, overhead storage racks, smart garage controls, and a ¾ HP garage door opener with battery backup for peace of mind. Located in Bridgewater, a 55+ gated golf cart community, residents enjoy resort-style amenities like a state-of-the-art fitness center, a tropical swimming pool with a waterfall and lap lanes, tennis, pickleball courts, a coffee lounge, a movie theater, and more. This community is ideally situated in Florida's Space Coast, where you can enjoy views of rocket launches from your front door. It's just 50 minutes to Orlando International Airport, 20 minutes to the beach, 3 minutes to the new Publix shopping center, and 7 minutes to the upscale dining and shopping at The Avenue at Viera.
Source: BREVARDMLS #1030068
Interest rate and monthly payment estimated based on public records.
Source: BREVARDMLS #1030068
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1030068
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