11325 Stratton Park Dr, Temple Terrace, FL 33617
2 beds · 3 baths · 1,110 sqft sqft
This conveniently located 2-bedroom, 2.5-bathroom townhome offers the perfect blend of comfort, convenience, and modern living. Boasting 1,110 square feet of well-designed living space, this two-story home is ideal for both a starter home and investment opportunities. As you enter, you're greeted by beautiful water-resistant vinyl floors throughout the bottom level and a bright, open-concept layout. The spacious living area flows seamlessly into a fully appointed kitchen with plenty of cabinetry and counter space for all your culinary needs. A half bathroom is located on the first floor for added ease. Step outside onto the private, fenced, back patio, for a barbeque on your grill or enjoy a cup of coffee. The outdoor space leads directly to the community's amenities, including a sparkling pool and tennis courts set amidst lush landscaping, green spaces, and shady trees. Upstairs, you'll find two generously sized bedrooms, each offering ample closet space and natural light. The primary bedroom features a walk-in closet and an en-suite bathroom, ensuring your private retreat is both comfortable and functional. This townhome also includes extra storage under the staircase, an outdoor storage closet at the back entrance, and a stackable washer/dryer on the first floor. There is one assigned parking space in front of the home along with lots of secondary/guest parking spaces. The HOA fee covers water, sewer, trash, and landscaping, providing a truly worry-free living experience. This pet friendly community offers unparalleled convenience, with easy access to USF. Make your commute quick since it’s just minutes from I-75, shopping centers, restaurants, Tampa International Airport and hospitals. For entertainment, you are just 20 minutes from Downtown Tampa, Ybor City, outlet malls, and just 65 minutes from Clearwater beach. This inviting townhome is move-in ready and offers an exceptional opportunity for a comfortable lifestyle in a vibrant, well-connected community. Don't miss your chance to make this lovely home your own—schedule your showing today.
Source: STELLAR #tb8319545
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8319545
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8319545
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.