11311 CAT SPGS, Boerne, TX 78006
Welcome to your exquisite personal retreat, superbly nestled within the highly sought-after and secure community of Anaqua Springs Ranch in Boerne, Texas. This stunning property sprawls elegantly across almost 1.5 acres of pristine land and provides a generous 4138 sq. ft of luxuriously appointed space. With four opulent bedrooms and four full baths, this splendid home offers the perfect blend of luxury, comfort and privacy. Within this architectural marvel, every bedroom boasts its own en suite, ensuring unparalleled convenience and comfort. The home's design ensures a fluid living experience, with a large, open floorplan weaving every section of the property into a cohesive whole. Catering to cinema enthusiasts, the estate features a state-of-the-art movie theater, ensuring countless hours of entertainment and immersive experiences within the walls of your very own sanctuary. The fully equipped gourmet kitchen with gas cooking and custom cabinets offers both functionality and elegance. The additional outdoor kitchen setup augments the home's appeal towards entertaining, perfect for memorable summer gatherings. To further satisfy the need for relaxation and hosting guests, the home also features a private detached guest house; a warm, inviting and secluded retreat. A highlight of the property is the seductive Keith Zars pool, a perfect spot for cooling off or enjoying a revitalizing dip. For car lovers, there is a commodious 3-car garage, offering abundant storage, security, and showcase potential. This magnificent property is not just a beautiful house but a dream home waiting to offer exceptional living experiences. Start your journey of lavish living today at this splendid estate.
You may be able to put down less than the total down payment amount of $756,985 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #1807538