11305 Temperley Pl, Tampa, FL 33625
3 beds · 2 baths · 1,867 sqft
The one you’ve been waiting for! This Gorgeous Villa in sought after Ravinia is now available! Also Available FULLY FURNISHED! See attachments. The Courtney is an open floor plan with 1867 square feet of perfectly planned living space. This Fabulous Villa features 3 Bedrooms, 2 Full Baths, a private screened courtyard and an attached 2 car garage! Amenities include ceramic tile floors, a Chef’s Kitchen with gorgeous granite countertops, 42” Hartford Maple cabinetry, and Stainless Steel appliances. The Huge Island allows plenty of counter space for prepping, cooking & entertaining! And wait ‘til you see the Pantry with Tons of Shelving and Café doors! Custom Designed, this home has an Extra Large Second Bedroom or Office with 8’ French Doors, 2 closets, a Built-In window seat with Storage, is wired for Surround Sound, and even has extra sound-proofing in the walls. An Open Floor Plan, the Living Room has Surround Sound Speakers in the ceiling, so you can enjoy your music or movies throughout. You will love the amazing private screened courtyard w/ travertine pavers and French Doors to open and let the Sunshine in. The Courtyard is so tranquil and has a planter where you can install a fountain! Generously sized bedrooms have ample closet space. The Primary Closet is HUGE with all Custom Shelving, while the Primary Bath has Stunning gentleman’s height cabinetry, beautiful granite counters with dual sinks plus a sit down vanity. MORE custom touches include Plantation Shutters, Beautiful light fixtures and Fans, a Laundry Tub and convenient Shelving in the garage and a personal Doggie run on the side. There is a Water Purifier/Softener for the Whole Home. The HVAC and Hot Water Heater were just replaced in 2021. Ravinia is a fabulous low maintenance neighborhood (exterior painting, lawn, landscaping & roof replacement included), located just between Citrus Park, Carrollwood and Westchase. Community amenities include a Fabulous Lake House with a Resort Style Pool, Fitness Center, Multi-purpose room, Built in Grills, a Doggie Park and Tot Lot. Ravinia is conveniently located to all that Tampa Bay and the surrounding areas have to offer; Arts, Entertainment, Shopping, Beaches, Medical Facilities, Great Schools and Places of Worship. Come make this your home today and live the Florida lifestyle!
Source: STELLAR #tb8309695
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8309695
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8309695
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.