11301 Hudson Hills Ln, Riverview, FL 33579
4 beds · 3 baths · 2,466 sqft
New to the Market! 4 Bedroom, Office, Bonus Room, 2.5 Bathroom Carlton Lakes! Heated Saltwater Pool by Olympus with Pool Lighting, Tile Pool Deck & Pool Equipment! Pool lights Pool cage Backyard shed Smart home features (Nest, Ring, ADT already setup) Walking distance to Sumner Highschool In the new Belmont Elementary school district Highly rated charter schools within 15 minutes Refrigerator included Washer and Dryer included 4 bedrooms 1 bonus room 1 office Brand new inside air conditioning coil Community center with pool and gym Food truck events often at the community center 2 beautiful ponds in the community Community park 5 minutes to shops, restaurants, etc. Updates and Attention to Detail Includes: Huge Kitchen Island with Granite Countertops, Updated Cabinet Handles, Breakfast Bar & Pantry! Stainless Steel Appliances Include Samsung, Side by Side Refrigerator, Dishwasher and Built in Microwave, Cooktop Oven/Range. Tile & Hydra Shield Wood Base Laminate Flooring throughout! ADT Home Security System. Brushed Nickle Fixtures & Door Knobs! 9' Ceilings, Kitchen Open to Family & Dining Room allowing for Lots of Natural Light! Main Floor Office with French doors close to main floor Half Bath with Updates. Master Bedroom Includes French Doors, Dual Walk in Closets with Abundant Shelving. Extended Shower & Dual Vanity in Master Bath with separate toilet room. 4 Upper Floor Bedrooms and Bonus Room. Upper Floor Laundry Room Includes Washer and Dryer as shown. 2" Horizontal Blinds, Brushed Stainless Fixtures & Ceiling Fans Throughout! Screened Pool & Covered Back Patio. Immaculate Landscaping! Finished Garage with Utility Sink! 12x10 Tuff Shed! Also Includes Hurricane Shutters. Welcome Home! If the buyer is VA they can use the assumable loan that the sellers have.
Source: STELLAR #tb8328594
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8328594
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8328594
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.