1130 Bridlemine Dr, Fuquay Varina, NC 27526
4 beds · 3 baths · 2,480 sqft sqft
Nestled in the highly desirable neighborhood of Carriage Heights, this impressive 4-bedroom home is the perfect combination of comfort and convenience in central Fuquay Varina with close proximity to Hwy 401 & 55 making shopping/dining, entertainment, recreational, and cultural activities easily accessible. Walk to Carroll Howard Johnson Park, Fleming Park, and South Park where you can enjoy numerous activities for all ages at the adjacent Community Center. Step inside the home and admire the dramatic entryway with beautiful millwork, hardwood floors, and soaring ceilings that fill the main level with an abundance of natural light. The Dining Room is rich in beauty with an exquisite, coffered ceiling adding elegance to this great entertaining space. You'll love the stone-surround fireplace with built-in TV nook in the Family Room. Boasting a stylish tile backsplash, SS appliances, and center island with bar sink, this eat-in Kitchen has a great layout for meal prep and easy access to the screened patio for continued entertaining or relaxation. The desirable 1st-floor Primary Bedroom provides a serene retreat with its own en-suite bath, ample closet space, and private patio. Upstairs, you'll find spacious secondary bedrooms and a versatile Bonus Room that could easily serve as a potential 5th bedroom. Additional highlights include a hardwired security system, newer water heater, roof 6 years young, full yard irrigation system, newer dishwasher, and an intercom system to enable users to speak room to room, answer the doorbell, and play music (radio and cd player) throughout the home. Come experience the best of suburban living and small town feels with this captivating home.
Source: TRIANGLEMLS #10049151
Interest rate and monthly payment estimated based on public records.
Source: TRIANGLEMLS #10049151
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10049151
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.