113 Lori Ln, Fort Valley, GA 31030
4 beds · 3 baths · 3,789 sqft sqft
Welcome to your dream retreat! Tucked away on 10 private acres, this stunning 4-bedroom, 3.5-bathroom home is not only beautifully updated but also offers the perfect blend of peaceful living with modern convenience. Just off the Buc-ee's exit and minutes from I-75, you'll have easy access to shopping, schools, and everything Middle Georgia has to offer, while enjoying your own private slice of paradise. Imagine evenings by the pool, outdoor gatherings on your screened-in porch, or simply unwinding in the tranquility of your expansive property. Step inside, and you'll be greeted by the warmth of engineered hardwood floors, fresh paint, and charming design touches that make this home feel straight out of a Pottery Barn magazine. The homeowner, an interior designer, thoughtfully curated every inch of this space, and it shows. From the brand-new front door to the stylish bamboo window treatments, no detail was overlooked. The kitchen is the heart of this home, featuring newer stainless steel appliances, a breakfast bar, and plenty of room to gather with family and friends. It flows seamlessly into the bright, airy living room, bathed in natural light from large windows that overlook the backyard and pool. Whether you're cooking a Sunday brunch or sharing a movie night together, this home's layout makes everyday living feel special. The main floor boasts a peaceful master suite on one side of the home, offering maximum privacy, while the guest room is tucked away on the opposite side. Upstairs, two spacious bedrooms share a fully remodeled Jack and Jill bathroom, and a cozy bonus room over the garage awaits your creativity-think home office, playroom, or even a media room! Outdoor living here is just as impressive. The screened-in porch is an ideal spot for morning coffee or evening gatherings, and the sparkling pool makes for the perfect summer retreat. The expansive yard has been thoughtfully landscaped with plenty of room to homestead, create gardens, or just enjoy the wide-open space. Practical updates like new carpet upstairs, all popcorn ceilings removed, new lighting, and custom cabinetry in the garage make this home move-in ready. Plus, with three HVAC units (one recently replaced), you'll stay comfortable year-round. Too many updates to list here............ All of this just 11 miles from Robins Air Force Base and zoned for Lake Joy Elementary, Mossy Creek Middle, and Houston County High. Whether you're settling down for a peaceful country lifestyle or looking for the perfect place to entertain, this home offers it all. Don't miss the chance to make this extraordinary property yours! It's more than a house-it's the lifestyle you've been dreaming of.
Source: GAMLS #10400412
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10400412
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10400412
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.