113 Jasmine Cir, Safety Harbor, FL 34695
3 beds · 2 baths · 1,300 sqft sqft
Back on Market!! Buyers were affected by the hurricane. Welcome to this beautifully maintained 3 bedroom, 2 bath, 2 car garage home in fabulous Safety Harbor!! This single-story home offers 1,300 sq ft of luxury living. Elegant LVP/ Ceramic tile flooring throughout the main living areas and bedrooms lends a spacious, modern feel to the home. The kitchen features quartz counters, updated shaker cabinetry with upgraded hardware as well as brand-new stainless appliances. The main living space is adorned by natural light from the windows and the French doors that lead to your backyard. The primary bedroom offers a walk-in closet and an ensuite bath, with custom wood ceilings and trim around the walls giving you a luxurious feel. Secondary bedrooms are sizable with ample closet space. The secondary bath features a tub/shower combination. The interior and exterior of the home was recently painted with high quality paint. Garage door opener was replaced recently with a chamberlain smart opener, house has exterior cameras as well as a camera doorbell system that will convey with the home. The Country Villas community is located minutes from scenic Philippe Park and charming downtown Safety Harbor with its fabulous vibe and shopping, restaurants, entertainment, festivals, breweries and so much more! Near to celebrated Gulf beaches, easy access to airports and zoned for top rated schools. This home combines modern updates, smart features and even storm preparedness, making it truly move-in ready. This beautiful home won't last long!!
Source: STELLAR #tb8307623
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8307623
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #tb8307623