113 Jamison St, Greenville, SC 29611
2 beds · - baths · sqft sqft
Welcome to this adorable Bungalow in the heart of Dunean!!! This gorgeous 2bed/2bath home was completely renovated in 2021. is located just 2 miles from downtown, the Prisma Health System and Bon Secours St Francis Health Systems! Although updated throughout, the original charm and character of the home has been maintained. Other updates include: NEW roof, NEW gutters, NEW ducts. All stainless steal appliances in a fully remodeled kitchen with a beautiful granite counter tops, white cabinets and a gorgeous sparkling tile backsplash are just a few of the upgrades! The fresh landscaping, rocking chair front porch, and the large fully fenced and gravel backyard is the perfect place for a private family gatherings ,there is ample room to enjoy outside the house! At this list price, the convenience of proximity to all downtown has to offer : lots of restaurants , shopping and groceries cannot be matched! The Dunean area is rich in history and increasing in value daily. Do not miss this opportunity! This adorable Ranch is move-in ready for your family! schedule your appointment today!!! Sold " AS IS " .
Source: GREENVILLESC #1527778
Interest rate and monthly payment estimated based on public records.
Source: GREENVILLESC #1527778
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1527778
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.