113 Endeavour, Kyle, TX 78640
6 beds · 3 baths · 2,776 sqft sqft
Welcome to this stunning, one-of-a-kind home located on nearly a quarter-acre corner lot in the Post Oak neighborhood. From the moment you step through the grand front doors, you’ll be captivated by the tasteful updates and meticulous attention to detail throughout. The main level features upgraded tile plank flooring and includes a fully remodeled bathroom that connects to a main level bedroom, perfect for guests, a craft room, or anyone who prefers to avoid stairs. The remodeled kitchen is a chef's dream, equipped with a gas range accented by a pop of color and matching bar stools, a pot filler, upgraded quartz countertops, a silgranite sink, sleek backsplash, ample cabinet space, and framed glass doors to display your favorite dishware. The spacious dining nook next to the kitchen overlooks the living area through an arched opening and can accommodate a large table and additional furniture to complete the space. Upstairs, you’ll find new laminate flooring and four generously sized bedrooms, each with walk-in closets. The primary bedroom & remodeled ensuite is a true retreat, featuring a garden tub, standing shower with a sleek black frame, double vanity, and an oversized walk-in closet. The laundry room is conveniently located on the upper level, making household chores a breeze. From the kitchen on the main level, venture to the backyard to find a huge fenced-in area with a storage shed and fire pit on the side yard. You'e within walking distance to the community amenities that include a pool, splash pad, basketball court, covered playground, and covered picnic area. You'll love the location of this neighborhood with quick access to IH-35 for a 15/20-minute commute to Austin. Alternatively, you can stay in the Kyle/Buda area for fun and entertainment, with numerous options for shopping, restaurants, and everyday necessities. Majority of the home as been remodeled/updated plus a water filtration system for delicious drinking water and a 5-year roof. See it today!
Source: ACTRIS #7015182
Interest rate and monthly payment estimated based on public records.
Source: ACTRIS #7015182
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #7015182
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.