113 Endeavour, Kyle, TX 78640
6 beds · 3 baths · 2,776 sqft
Stunning 2-story home situated on nearly a quarter-acre CORNER lot! This updated residence boasts grand front doors crafted by Iron Works, adding a touch of elegance from the moment you arrive. Inside, you'll find a thoughtfully renovated home featuring a full kitchen makeover, updated flooring throughout, and all 3 bathrooms modernized to perfection. The main floor offers a bedroom with a connecting full bathroom, ideal for guests or multi-generational living. The spacious living area accommodates large furniture and seamlessly flows into the dedicated dining area, perfect for entertaining. The kitchen is a chef's dream, equipped with a gas range highlighted by a vibrant pop of color with matching bar stools, a pot filler, sleek quartz countertops, and a durable silgranite sink. The stylish backsplash complements the ample cabinet space, some with framed glass doors to showcase your favorite dishware. A spacious walk-in pantry and an owned water filtration system for fresh drinking water complete this gourmet space. Upstairs, new laminate flooring extends throughout four generously sized bedrooms, each featuring its own walk-in closet. The primary bedroom offers a luxurious ensuite with a garden tub, a sleek black-framed standing shower, a double vanity, and an oversized walk-in closet. The expansive backyard includes a wide side yard, thanks to its prime corner lot location, providing plenty of outdoor space. Enjoy evenings around the fire pit or utilize the storage shed for added convenience. This home is within walking distance to fantastic community amenities, including a pool, splash pad, basketball court, covered playground, and picnic area. With quick access to IH-35, commuting to Austin is a breeze. Additional updates include a roof that's only five years old and a new water heater, ensuring peace of mind for years to come. Don't miss the opportunity to own this exceptional home that blends modern upgrades with everyday convenience!
Source: ACTRIS #3454612
Send questions to support@withroam.com
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
Source: ACTRIS #3454612
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence. When you apply for the loan, you must attest that the home will be your primary residence for 12 months to be approved for an FHA assumption. Most lenders will ask that you move in within 60 days.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.