11250 Florence St # 6D, Commerce City, CO 80640
3 beds · 4 baths · 1,895 sqft sqft
Have you ever wanted to live in a fully decorated model home, with everything done for you and the high end finishes that a builder adds to a showhome. Your opportunity is right now with this spectacular end unit with views and adjacent to open space. DON'T MISS THE WALK THROUGH TOUR FOR A CLOSER LOOK AT THE DETAILS. This community offers a quick hop to the airport, downtown Denver, highways and community amenites. A dream home that perfectly blends style and functionality, with 3 bedrooms, 4 baths and boasts an array of modern upgrades. Highlights include hardwood floors, sleek quartz countertops, designer paint, upgraded lighting, luxury vinyl plank flooring, all creating an inviting ambiance throughout. High ceilings with an abundance of natural light fills the spacious open floor plan. The living area has access to one of two balconies with views, a stacked stone fireplace wall and adjacent to the dining area and kitchen. The gourmet kitchen features shaker cabinetry, a pantry cabinet, stainless appliances and a large island ideal for entertaining. Your Primary retreat has its own private deck with amazing views, a crystal chandelier/fan and a beautiful en-suite bath with modern fixtures. Both decks will become special places to enjoy 180 degree views, colorful evening sunsets over the mountains and twinkling city lights. The lower level has a great office area adjacent to the entry, 2 car attached garage, ADA half bath and finished storage area - perfect for a work at home space. Bonus; this home has more interior square footage than others and offers the openess of the open space (for your furry friend). Pool, park and playground just down the street. Enjoy the attached 2-car garage (w/smart control) and the HOA shoveling snow - winter is coming! Energy efficient and lock and go. CHECK OUT THE ROOM DESCRIPTIONS HERE, FOR MORE DETAILS IN THIS SPECIAL HOME. ASK ABOUT BUYER QUALIFYING FOR 2.5% ASSUMABLE LOAN - why wait for rates to go down, while prices go up!
Source: RECO #7939480
Interest rate and monthly payment estimated based on public records.
Source: RECO #7939480
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #7939480
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