1124 Roan Ct, Kissimmee, FL 34759
3 beds · 2 baths · 1,414 sqft sqft
Fantastic Opportunity to own this Spacious 3 Bedroom / 2 Bath Pool Home on a HUGE Corner Lot! Fully Fenced Backyard for plenty of Privacy during the Family BBQ on the Wood Deck while everyone plays in the Pool! Keep all of the Floaties, Pool Noodles, and Party Supplies in the Shed for a quick and easy setup for those Summer Weekends! (Check out the Mature Mango Trees in the BackYard!) Nothing to worry about here as the home has been updated and carefully maintained. The Roof and AC have been replaced in recent years. The Bathrooms, Flooring, and Interior Paint have all been updated. Move In Ready! Pull up the moving van, move the furniture in, and enjoy your new home on day #1!! The Kitchen features Stainless Appliances, Granite Counterrtops, a Space for Table & Chairs next to the Window, a Closet Pantry, and a Closet Space for the Washer & Dryer next to the door out to the garage. The Layout is an Open Floor Plan with Split Bedrooms, and Don't Forget the Office/Flex Room with Glass French Doors! (maybe convert it into bedroom #4) The Kitchen and Living Areas all have new Tile Floors and the Bedrooms have new Laminate Flooring. The Bathrooms both have new Vanities with Granite Coutertops. Plenty of Amenities in the Community; Parks, Playgrounds, Tennis, Basketball, Raquetball, and nearby Walking Trails. Internet and Cable TV is included in the HOA fee! All of the retail shopping you need is within Poinciana as well as the new hospital. Quick access to the Poinciana Parkway to get to the area attractions. Chestnut Elementary School is a short walk away. Be Sure to Schedule a Tour as you don't want to miss out on this home!
Source: STELLAR #o6216374
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6216374
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 30-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6216374
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.