1123 Oakland Hills Ave, Middleburg, FL 32068
4 beds · 4 baths · 2,577 sqft
Discover the perfect blend of luxury and comfort in this exquisite 4-bedroom, 3.5-bathroom home, nestled at the end of a peaceful cul-de-sac in the prestigious Eagle Landing community. Built in 2021, this modern residence offers an impressive array of high-end features and smart technology, designed to meet the needs of the most discerning homeowner. The thoughtfully designed floor plan places the spacious master suite on the main floor, providing a serene retreat with ample space and elegance. Upstairs, you'll find three additional bedrooms, including a custom-built room with its own private bathroom—ideal for guests or family members seeking added privacy. The heart of the home is a chef's dream kitchen, boasting contemporary appliances such as a double oven, a brand-new refrigerator, dishwasher, microwave, and a sleek flat top stove. The tech-savvy design extends to the loft, equipped with ceiling speakers and projector plug-ins for an enhanced entertainment experience. Discover the perfect blend of luxury and comfort in this exquisite 4-bedroom, 3.5-bathroom home, nestled at the end of a peaceful cul-de-sac in the prestigious Eagle Landing community. Built in 2021, this modern residence offers an impressive array of high-end features and smart technology, designed to meet the needs of the most discerning homeowner. The thoughtfully designed floor plan places the spacious master suite on the main floor, providing a serene retreat with ample space and elegance. Upstairs, you'll find three additional bedrooms, including a custom-built room with its own private bathroomideal for guests or family members seeking added privacy. The heart of the home is a chef's dream kitchen, boasting contemporary appliances such as a double oven, a brand-new refrigerator, dishwasher, microwave, and a sleek flat top stove. The tech-savvy design extends to the loft, equipped with ceiling speakers and projector plug-ins for an enhanced entertainment experience. For eco-conscious homeowners, the garage is pre-wired for an EV charger, while the dedicated laundry room includes a convenient utility sink. Step through expansive sliding glass doors into an entertainer's paradise. The oversized yard features a luxurious swim spa with adjustable temperature settings, jets, and ambient lightingall backed by a transferrable lifetime warranty. An outdoor kitchen makes hosting gatherings seamless, while the large, fenced backyard ensures privacy and ample space for fun and relaxation. With no neighbors on one side and serene preserve views, tranquility abounds. Residents of Eagle Landing enjoy access to premier amenities, including an 18-hole championship golf course, a state-of-the-art athletic center, 12 tennis courts, and four resort-style pools. This home isn't just a residence; it's an opportunity to embrace an unparalleled lifestyle. Don't miss your chance to make this exceptional property your own!
Source: REALMLS #2055594
Interest rate and monthly payment estimated based on public records.
Source: REALMLS #2055594
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #2055594
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