11229 Cave Crk, Helotes, TX 78023
5 beds · 5 baths · 2,945 sqft
Welcome to this exquisite Hill Country retreat nestled in the highly desired and peaceful San Antonio Ranch community in Helotes, TX. This luxurious home offers breathtaking Hill Country views from every window, allowing you to fully embrace the beauty of your surroundings. The open floor plan is accented with modern touches, including sleek fixtures and a sophisticated color palette, perfect for today's lifestyle. The primary suite is conveniently located downstairs, along with a versatile flex room featuring its own private bath-ideal as a 5th bedroom, office, or study. The gourmet kitchen is a chef's dream, showcasing a spacious island and breakfast bar, freshly painted cabinetry with champagne bronze hardware, top-of-the-line stainless steel appliances, and elegant granite countertops. Modern lighting and plumbing fixtures further elevate the space. The sequestered primary suite offers a spa-like bathroom with dual vanities, a walk-in shower featuring beautiful accent tiles, and ample closet space. Upstairs, you'll find a massive family or game room, along with three additional bedrooms and two full bathrooms-perfect for a growing family. Located in a quiet, safe community where residents often enjoy peaceful morning or evening walks, this home's outdoor space is ideal for both relaxation and entertaining. Whether you're grilling in the evening or sipping your morning coffee or a glass of wine while taking in the stunning Hill Country views, this home offers the perfect setting for every occasion.
Source: SABOR #1826309
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: SABOR #1826309
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.