11213 Creek Ford Ter, Manassas, VA 20109
4 beds · 4 baths · 2,503 sqft
Incredible 6-Year-Old End Unit Town Home is Loaded with Upgrades! This Spacious 2500 Sq ft, 4BR, 3.5 Bath, 2 Car Garage Luxurious Home has a 4 Ft Extension and Shows like a Model Home. Outstanding Features Include Designer Paint, Extraordinary Wine Room, Custom Garage/Home Gym, Gourmet Kitchen, 9 Ft Ceilings, Oak Stairs, Metal Balusters, Upgraded Lighting, and Rear Deck. The Home has Beautiful Landscaping and there is a Wonderful “Love” Rock Garden Outside the Front door. Once inside to the Foyer, the Distressed Oak Variable Width LVP Flooring leads past the Full Bathroom and into the Flex Space / 4th Bedroom that has been transformed to an Extraordinary Wine Room. This Unique and Exciting Space Makes you Feel as Though you Stepped into an Old World Italian Vineyard Complete with Breathtaking Views of Endless Grape Vines, Scenic Landscapes, and Lush Bunches of Grapes. The Wine Room Bar is Made of Red Oak Beams from a 160-Year-Old Farmhouse and Two 25-Year-Old Bourbon Barrels. Behind the Bar there are 2 Wall Mounted Wine Racks Each Holding 60 Bottles of Wine. This Versatile Main Level Flex-Space can also be a 4th Bedroom, Office, or Family Room and the Seller will convert it back to a standard space if desired. Continuing to the Rear of the 1st Floor you will find Another Outstanding Space. The 2 Car Garage is also a Heated Home Gym. Here you will find Custom Cabinets and Work Bench by Tailored Living, Epoxy Floor, Ceiling Fan, a Heat Storm Heating System, and Extra Shelving for Storage. The Open Concept 2nd Floor is bathed in Natural Light and Features Upgraded LVP Flooring, Recessed lighting, Gourmet Kitchen, Living Room, Dining Room, Office Nook, Powder Room, and Maintenance Free Rear Deck. The Gourmet Kitchen Flows into the Dining Room and Living Room and has Mocha Cabinets, Beautiful Granite Counters, Over Sized Eat-in Center Island, Pendant Lighting, Large Pantry, and Stainless Appliances including Double Ovens and Gas Cooktop. Don’t Miss the Bonus Office Space with Built-in Desk Just off the Kitchen! Beyond the Dining Room is the Maintenance Free Deck with views of Trees and Common Space. The Top Level has a Large Owners Suite with Private Luxury Bath, 2 Secondary Bedrooms with Ceiling Fans, Hall Bathroom with 12 x 12 Tile, and Laundry Room with Washer and Dryer. The Spacious Owners Suite Features a Ceiling Fan, Cavernous Walk-in Closet with Custom Built-in by Tailored Living, and Luxury Bath with Double Vanity and Glass Enclosed Roman Shower with bench Seat and 2 Shower Heads. This Amazing NV Ryan McPherson Model has Over 2500 Sq ft on 3 Finished Levels and is loaded with Additional Features including, Whole House Nickel Finishes, Custom Blinds, All Bathrooms Have Tile, Tankless Hot Water, Wifi Garage Door Opener and Smart Thermostat, Ring Front Doorbell and Rear Floodlight Camera, End Unit with Brick Front and Side, .07 Acre Lot, and 30 Year Shingles. The Popular Blackburn Community offers Great Amenities Including Community Pool, Club House with Fitness Room, and Tot Lots. It is Conveniently Located near Major Commuter Routes, Shopping, Dining, Breweries, the Historic Manassas Battle Fields, Old Town Manassas, and Jiffy Lube Live.
Source: BRIGHT #VAPW2087222
Financials
Source: Public records
Source: BRIGHT #VAPW2087222
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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