11208 Yellow Rose Way, Aubrey, TX 76227
3 beds · 2 baths · 1,763 sqft
BETTER THAN NEW ON A HUGE LOT! Drive up and fall in love with the curb appeal alone. This charming 3-bedroom, 2-bath home is beautifully maintained and packed with character and upgrades that make it truly better than new. Inside, you’ll find over $30K in custom additions like beautiful flooring, a modern sliding barn door, built-in desk and shelving, art niches, new hardware and bathroom fixtures, garage cabinetry, attic flooring, outdoor storage, and much, much more. The spacious kitchen boasts a large island, quartz countertops, gas cooking, and it opens to the living and dining areas—perfect for everyday living or entertaining guests. The primary retreat is a standout with its custom wall treatment, spa-like bath, and huge walk-in closet with a convenient pass-thru to the laundry room. Custom-designed built-ins in the 3rd bedroom allow for the room to be used as a bedroom or office or study, adding warmth, functionality, and a designer touch. At the end of the day, step out and relax on your covered back porch and enjoy the views of your huge backyard with plenty of room to relax, play, or create your own outdoor oasis. Onsite elementary school in highly rated Aubry ISD. HOA amenities include: Pickleball, basketball courts, clubhouse, resort-style pool and pavilion, dog park, playground, and miles of walking and biking trails. This one-of-a-kind home on a rare oversized lot is move-in ready and won't last long! Schedule your showing today and fall in love!
Source: NTREIS #20893186
All values shown are estimated costs / mo.
Source: Public records
Source: NTREIS #20893186
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.