1120 Vintage Club Dr, Duluth, GA 30097
5 beds · 4 baths · 5,509 sqft
Golf Course Living in the prestigious St. Ives Country Club of Johns Creek! Welcome to 1120 Vintage Club Drive, a spacious and elegant home ON THE GOLF COURSE but perfectly tucked away affording privacy while relaxing around the pristine yard and entertainer's dream deck. When entering through the grand 8' foot Sapele Mahogany door, you'll be greeted with a "Gone with the Wind" style entrance foyer, setting a tone of sophistication and grandeur. The property features real, solid hardwood floors throughout both levels, ensuring a timeless and durable foundation. The kitchen, recently renovated, boasts stone countertops, a new backsplash, and stainless appliances. It's a functional and stylish space ideal for home chefs and family gatherings. Adjacent, the living room impresses with a massive soaring ceiling and captivating stone fireplace, creating a warm and inviting atmosphere. The main floor includes a vaulted master bedroom, providing privacy and convenience. The home contains a total of 5 meticulously renovated bathrooms, each designed with modern finishes. The master bath specifically stands out as a place of tranquility and luxury. An outstanding feature of the property is the rooftop portico balcony, offering scenic views that would make even Rapunzel envious. Additionally, the house sits on a prime golf course lot, with a backyard perfectly suited for adding a pool if desired. The unfinished terrace level, featuring high ceilings and ample light, is ready for your personal touches and finishes. Outside, the side entry garage ends at a convenient location, making it an ideal spot to add a two-bay separate garage should you need extra parking or storage space. Johns Creek is a vibrant community known for its excellent schools, safe neighborhoods, numerous parks, and easy access to shopping, dining, and entertainment. In summary, 1120 Vintage Club Drive provides a combination of space, style, and location, making it an ideal home for those seeking comfort and convenience in a prestigious area.
Source: GAMLS #10390915
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10390915
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10390915
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.