112 Pinecrest Cir, Dallas, GA 30132
3 beds · 2 baths · 2,531 sqft
Come fall in love with this beautiful 4 side brick ranch on a full basement on 1.89 sprawling acres in Dallas! This property will enchant you from the moment you pull up with mature trees, sweeping front yard and extensive driveway. Step inside and be greeted by a welcoming foyer and light filled formal living room. The well appointed galley style kitchen features stainless steel appliances, granite countertops, beautiful cabinetry and seamlessly flows into a cozy fireside sitting room that features custom bookshelves and a statement brick fireplace. With easy outdoor access to the deck, entertaining becomes a breeze! Three light-filled bedrooms and 2 full baths including a spacious primary suite with dual closets, dual vanity and tub shower combo are close by. The laundry room/mudroom completes the main level adding convenience and functionality to your daily routine. The fully finished basement opens up lots of possibilities! This versatile space can be used as a secondary living room, media room, game room, gym, playroom Cayou name it! Step outside to the backyard patio, the perfect place to unwind and relax while enjoying the sights and sounds of nature. This homesite offers serenity unmatched with the perfect blend of comfort and space in the city of Dallas! Don't miss the opportunity to own this one of a kind gem! Schedule your tour today!
Source: GAMLS #10422802
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10422802
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10422802
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.