112 Overlook Dr, Blythewood, SC 29016
4 beds · 5 baths · sqft sqft
Welcome to your dream home! This stunning brick residence features 4 spacious bedrooms and 3 full baths plus 2 half baths, nestled on a beautiful 1.39-acre lot right on the golf course—perfect for those who enjoy both luxury and leisure. Step inside to find hardwood floors that flow through the formal living and dining rooms as well as the great room. The primary suite is conveniently located on the main level, boasting dual vanity sinks, a tiled shower, and a separate bathtub for those relaxing evenings. Love the outdoors? You’ll fall in love with the backyard oasis! The gunite swimming pool and hot tub are perfect for hot summer days, and the screened porch offers a peaceful spot to enjoy your morning coffee while overlooking the expansive yard and pool area. The kitchen is a chef’s delight, featuring beautiful cabinetry, double ovens, stainless steel appliances, and a deep farmhouse sink. The cozy eat-in area is a perfect spot to catch a glimpse of local wildlife as you enjoy your meals. For added convenience, a mudroom includes the laundry room, storage cabinets, a sink for washing up, and a half bath that’s perfect for pool guests. Upstairs, you’ll find a spacious bedroom with an ensuite bathroom, another large bedroom with a shared bathroom, and a versatile room/bedroom that includes a private office area. With no HOA restrictions, this home is ideal for entertaining friends and family, or simply enjoying the tranquil surroundings. You’ll also appreciate being zoned for the award-winning Blythewood schools and being close to interstates, downtown Blythewood, shopping, and dining. Don’t miss out on this incredible opportunity to make this outdoor haven your own!
Source: COLUMBIASC #595281
Interest rate and monthly payment estimated based on public records.
Source: COLUMBIASC #595281
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #595281
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.