112 E 4th St, Gore, OK 74435
4 beds · 2 baths · 1,564 sqft
Welcome to your next home in the charming town of Gore, Oklahoma! This beautifully maintained brick house offers 1,564 square feet (per CH) of thoughtfully designed living space, perfect for anyone seeking comfort and convenience. Step inside to discover an inviting open-concept layout where the living room, kitchen, and dining area flow seamlessly together. The cozy wood-burning fireplace adds character and warmth to those chilly evenings. The kitchen shines with modern quartz countertops and matching Whirlpool appliances, making meal prep a joy. With four comfortable bedrooms and two full bathrooms featuring elegant marble countertops, there's plenty of space for everyone. A separate laundry room adds practical convenience to daily life. Recent upgrades include a durable metal roof and a new heating and cooling system installed just two years ago. Outdoor living is equally impressive with a fenced yard, perfect for pets and play. The two-car garage provides ample parking and storage space, while a detached storage shed offers extra room for your belongings. Living in Gore means embracing an outdoor enthusiast's paradise. Known as the Trout Capital of Oklahoma, you'll be minutes away from premier fishing spots including the Illinois River, Lake Tenkiller, and Arkansas River. Nature lovers will appreciate the proximity to Greenleaf and Sequoyah Refuge. The neighborhood offers easy access to Harps Food Store, Ray Fine Park, and Gore High School, making daily errands and activities convenient for the whole crew! Experience the perfect blend of comfortable living and outdoor recreation in this well-maintained home!
Source: MLSTECHNOLOGY #2505942
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Why Roam
Lower rates and lower down payments
The only homebuying option for you to put 5% down and get a 5% rate.
Closing guarantee
We can close in 45 days or we’ll pay the seller’s mortgage until we close.
Offer acceptance
95% of offers accepted when made with Roam. 5% accepted without.
Rates and payments are estimates based on public records.
Source: Public records
Source: MLSTECHNOLOGY #2505942
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.