112 Creekside Dr, Dalton, GA 30720
3 beds · 3 baths · 2,076 sqft
Welcome to this stunning 4-sided brick residence nestled in a tranquil cul-de-sac within one of Dalton's most sought-after neighborhoods. This home boasts 3 bedrooms and 2.5 baths, featuring an open and airy floor plan, gleaming hardwood floors, and spacious guest bedrooms. The oversized ownerCOs suite offers a serene retreat, complemented by an Updated kitchen designed for both functionality and style. Enjoy your mornings with a cup of tea or a yoga session overlooking your expansive private backyardCoa haven for relaxation and outdoor activities. Interior Upgrades include Fresh Paint, Newly Laid Bathroom floors, Modernized Fixtures, and more! Situated just minutes from downtown Dalton, you'll have easy access to shopping, dining, and recreational activities. The home is also conveniently located near major highways and Interstate 75, ensuring seamless commuting. Enjoy Top Rated Schools along with cool Cultural Attractions and Outdoor Recreation nearby for nature enthusiasts. Also slow down and catch- Culinary Delights with new spots on the rise like Cherokee Brewing & Pizza Company offering craft brews and artisanal pizzas. Lastly enjoy- numerous events throughout the year, including farmers markets, concerts, and festivals, fostering a strong sense of community and providing ample opportunities for engagement. Don't miss out on this incredible opportunity to become part of Dalton's thriving communityCoschedule your showing today!
Source: GAMLS #10469090
Financials
Source: GAMLS #10469090
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.