11190 NE 60th St, Bronson, FL 32621
3 beds · 2 baths · 2,037 sqft
Discover the perfect blend of country charm and modern comfort on this incredible 4.59-acre property in Bronson, FL! Zoned A1 with no restrictions, this private, fully wooded retreat offers endless possibilities. The spacious 3-bedroom, 2-bathroom home boasts an open-concept floor plan, including a versatile office/den. The kitchen is both roomy and functional, featuring a cozy seating area, elegant white cabinets, and a beautiful granite countertop. Enjoy family gatherings around the inviting wood-burning fireplace, which flows seamlessly into the main living area. Step out to the enclosed porch with its own AC unit for year-round enjoyment. As an added bonus, a large 1,100 sq. ft. shed on the property offers ample space for a workshop or can easily be transformed into a barn. Embrace the tranquility of country living with modern conveniences in this unique Bronson property—your dream lifestyle awaits! Short drive to Ocala and the World Equestrian Center! ROOF 2012, HVAC 2023 & WELL PUMP 2024!
Source: STELLAR #om690002
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #om690002
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #om690002
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.