VA loan
1 of 72
VA loan
$515,000

11182 S Hopi Dr, Goodyear, AZ 85338

3 beds · 2 baths · sqft

Tropical Paradise Awaits Estrella's Resort Oasis, steps from South Lake. Exquisite property features Solar Savings 8.46 KW Lease at $145 Mo! Backyard showcasing sparkling Pebbletec Pool with Baja Step, Majestic Palm Trees, Custom Landscaping, Pavers, Raised Garden Beds & a Charming Gazebo. Updated Kitchen dazzles gorgeous granite countertops & backsplash, newer stove & dishwasher. Living space adorned with Stunning Wood Accent Fireplace Wall, Bordeaux Tile, Upgraded Carpet, Custom Lighting & Ceiling Fans. Impeccable Remodeled Bathrooms add the final touch of luxury to this truly remarkable home. Estrella: 50+miles hiking, biking trails, 35+parks, waterpark, splashpads, heated pool, 2 clubhouses, lakes, boating! Nicklaus Troon Golf, Pickleball, BB, Volley. Award Winning Goodyear, NO CFD Estrella HOA Community, Resort Living at its Best! Amazing HOA amenities included in your low HOA dues! 50+ Miles of Hiking & biking trails, 35+ parks, waterpark, heated pools, Lap Pool, 2 Lakes, Yacht Club with free resident boating, fishing, Troon, Niklaus golf course, tennis, pickleball, basketball, volleyball, horseshoe pit, covered BBQ ramadas and pavilion, playground equipment, splashpad, BMX park, sporting fields, just to name a few of the Incredible Amenities. Starpointe Residents' Club offers incredible, gourmet lakeside dining at Lakeside Grill Estrella, as well as: weekend brunch, happy hour on the patio, gazing at unsurpassed sunsets. Starpointe is second to none: complete with a waterpark, heated lap pool, cafe, library, fitness center, youth club, meeting rooms for rent.Enjoy a family Wedding or Reunion at Starpointe's event rooms or lawn gazing to the spectacular fountains and the glistening lake. HOA features community events at both Clubhouses! Also included in your dues, Presidio Residents Club featuring a year-round heated pool with splash pad, outdoor showers, mountain views, beautiful social space, sports/ recreation game room with pool table and multiple TVs, great room with fireplace, demonstration kitchen, event lawn, fire pits to relax by, 3400sf, state of the art fitness center, community game/entertainment room perfect for sporting and family gatherings located in Presidio Club. The Cantina, Mexican Restaurant has incredible Mexican food, all fresh braised meats with homemade salsa, sauces, dressings made in house. Cantina includes TV's to watch sporting games, a beautiful patio with amazing views and also hosts free music entertainment! Join in on organized activities via the HOA, some included at no cost, others a minimal fee. Two picturesque lakes, and beautiful backyard displaying one amazing sunrise and sunset after another, are just a few of the reasons to choose this magnificent home. You name it! Estrella is known to be the best value out there when comparing HOA amenities and costs! It's the ideal place for young professionals, singles, active families, and retirees with convenient access to Route 303, I10 and 101. Estrella located in Award Winning Goodyear, named number seven "Best US Cities to Live" by 24/7 Wall Street. Goodyear was the recipient of prestigious national awards in 2008: All American City Award and the National Civic League and City Livability award from the US Conference of Mayors. Goodyear's focus is on Commerce, Livability, Healthcare and Education. Goodyear was also named #22 in the best 100 cities to reside. New Goodyear Civic Square, showcasing wonderful New Georgia Lord Library, City Offices, City Square for outdoor events, music, plays, etc! New Eateries at Civic Square including The Stillery, Copper and Sage, Spitz Mediterranean Stree Food, Bacchus Wine Bar, Cheddars, BJ's, and Harkins Theatre! Goodyear Recreation Campus Now Open! Multiple Sporting Parks including popular Pickleball, Fitness, BB Court, Tech Room, Water Park, Swimming Lessons! Community Events, Classes, & Celebrations. Goodyear's Largest Christmas Tree Displayed! In addition, many companies that have made Goodyear their home: Amazon, Microsoft, Boeing, Ball Corporation, Aldi, Macy's, Wolf - Subzero, Huhtamaki, REI, Dicks Sporting Goods, Ferrero Rocher, Anderson Windows, Fed EX, UPS, Hobby Lobby, Data Tech Centers! Goodyear has a commitment to bringing industry into the area for local job growth. Sports fans flock into Goodyear watching games at Goodyear Ballpark, home of Spring Training for Cleveland Guardians and Cincinnati Reds. The Goodyear ball field also partners with the community for incredible festivals, as well as for graduation and city events. Many travel from all over the US and other countries to be cared for at the Cancer Treatment Center of America (now City of Hope) located its Western Regional Medical Center within the city's Medical Innovation Corridor of Goodyear! Goodyear is education focused and now the home of Franklin Pierce University and Columbia University. Experience resort-style living in this conviently located home near lakes, Starpointe Club, shopping, hiking and magnificent Sunsets in your backyard! Make Goodyear and this wonderful home your new full-time home or perfect winter retreat.

Estimated
Seller's interest rate
4.16%
7%
Estimated
Principal & interest
$2,311/mo.
$3,095
You may also save up to $255,645 in total interest paid.
Listing price
$515,000

Your cash down payment
$63,955
Seller’s estimated current equity is $63,955
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $2,311 monthly payment

Financed
$451,044
Assumed mortgage 4.16% • Seller's rate
$451,044
2nd mortgage 9.25% • No prepay penalty
$0

Interest rate and monthly payment estimated based on public records.

Location
Use two fingers to move the map
Details
Home
Lot size
0.17 acres
Year built
1999
Type
Single Family Residence
HOA dues
$118.00

Source: ARMLS #6828395

Loan
Remaining term
27 yrs and 2 mos
Rate
4.16%
Monthly P&I
$2,311
Remaining loan balance
$451,044

Source: Public records

Who can qualify

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Other resources
Frequently asked questions

What is Roam?

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Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

What is an assumable mortgage?

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An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

Why is an assumable mortgage valuable?

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When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

How can you find assumable mortgage listings?

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Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

How do I qualify for an assumable mortgage?

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To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

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Last updated: Mar 13, 2025 05:00 pm
Listing agent: Diana Eklund (602) 942-4200
Listing provided courtesy of: West USA Realty (623) 942-4200
Details provided by ARMLS and may not match the public record.
MLS ID: #6828395
Copyright © 2025 Arizona Regional Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Fair Housing Act logo Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.
Disclaimers
1 Roam connects buyers and sellers to homes with assumable mortgages via a concierge service. Roam does not offer or engage in mortgage lending activity.
2 30 day guarantee is subject to credit approval by your loan servicer.
3 The assumable interest rate shown for this assumable mortgage is an estimate using the average of interest rates in this home's area at the time of the last sale. The actual assumable interest rate may differ. Estimated payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Roam connects buyers and sellers to home with assumable mortgages via a concierge service. Roam does not offer mortgage loans, extend credit, make credit determinations, or otherwise engage in mortgage lending or brokering activities. The lender makes all credit and qualification decisions with buyers. Any determination to extend credit to a buyer is a decision by the lender, and not by Roam.
4 The lender makes all credit and qualification decisions with buyers. Any choice to extend credit to a buyer is a decision by the lender, and not by Roam.
$2,311/mo
View details