1117 San Bernardo Rd, The Villages, FL 32162
2 beds · 2 baths · 1,116 sqft sqft
NEW PRICE! ~NO BOND~ This inviting 2/2 FOXGLOVE Courtyard Villa located in the Village of SANTIAGO, SAN LEANDRO VILLAS, offers both style and comfort. Surrounded by established landscaping, including beautiful PALM TREES and decorative rock beds, the exterior sets the stage for a warm welcome. Step inside to discover the COMPLETELY RENOVATED KITCHEN featuring NEW CERAMIC TILE, GRANITE countertops, UPGRADED CABINETS, window blinds, a NEW SINK and FAUCET, and a CLOSET PANTRY for extra storage. With plenty of counter space, it’s the perfect setting for meal prep and entertainment. The OPEN-CONCEPT dining and living area with LUXURY VINYL PLANK flooring offers ample room for gatherings, with sliding doors off the dining room leading to a charming side yard. Another set of sliding doors from the living room opens to a SCREENED-IN LANAI, featuring PAINTED CONCRETE FLOORS—an ideal space for outdoor living, grilling, or enjoying a morning coffee. The fully concrete backyard and PRIVACY WALL provide peace and seclusion for your outdoor relaxation. The primary bedroom is a serene retreat with a WALK-IN CLOSET, UPGRADED LIGHTING, and a ceiling fan. The en-suite bathroom includes a SOLAR TUBE for natural light and UPDATED CABINETS. Guests will enjoy their stay in the second bedroom, conveniently located near the guest bath, or you can use the space as a cozy home office. The newer LG washer/dryer is in the garage. The ROOF and Hot Water Heater is 2019 and the HVAC is 2014. Plus there is CROWN MOLDING throughout! This villa is just minutes from THE VILLAGES POLO CLUB, the SADDLEBROOK SOFTBALL COMPLEX, the SAVANNAH CENTER and GLENVIEW COUNTRY CLUB. You are close to SOUTHERN TRACE shopping and restaurants as well as SPANISH SPRINGS TOWN SQUARE, where you’ll find an abundance of dining and shopping options plus NIGHTLY ENTERTAINMENT.
Source: STELLAR #g5086867
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #g5086867
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #g5086867
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.