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$875,000 SIGNIN

Sign in to see required down payment for the 3.69% rate

11136 Bronson Rd, Clermont, FL 34711

3 beds · 2 baths · 2,121 sqft

Concierge

Get a free consultation call with an expert in the mortgage assumption process.

Canal-front home only three homes from Lake Minnehaha and the Clermont Chain of Lakes! No HOA! RV parking. Step into a world of comfort, and serene waterfront living with this exceptional property on the Clermont Chain of lakes. This charming three-bedroom, two-bath brick home boasts an impressive 2,200 square feet of meticulously designed living space, offering the largest and most desirable waterfront on the canal, with 150 feet of pristine shoreline. Best of all, with no HOA, it gives you freedom to enjoy your lakeside lifestyle without any restrictions. A boater’s dream, with direct access to the water from your backyard, launching your boat is as easy as stepping outside. The new Trex dock with a 23-foot boat lift provides a safe and convenient space for your boat, while the included three-kayak stand is ideal for those who prefer to explore the waterways at their own pace. Entertainer’s paradise, whether hosting an intimate gathering or a larger celebration, this home provides the ideal setting for outdoor entertainment. Imagine hosting up to 75 guests in your expansive, park-like backyard under the shade of towering canopy oak trees. Whether it’s a family barbecue or an evening gathering by the water, this space is ideal for creating lasting memories. Elegantly upgraded and spacious, this home has been thoughtfully remodeled to meet the style and functionality you need. The comprehensive renovations include new drywall, electrical, fresh interior and exterior paint, and top-of-the-line stainless steel kitchen appliances. The kitchen features granite countertops, and there is new flooring throughout the home. Every detail has been carefully curated, including custom blinds, ceiling fans, and new interior doors with all-new trim work, creating a fresh and modern aesthetic. The new roof, double-insulated attic area above the house and garage, and vinyl fencing complete the exceptional upgrades. Additional features include two large storage sheds, ample space for storing all your tools, outdoor equipment, or recreational gear. Attached 2.5-car garage, a spacious garage provides plenty of room for vehicles, extra storage or a workshop. Exclusive perks, enjoy a private irrigation system sourced directly from the canal, meaning no water bill for your irrigation, and take advantage of the full RV port with power and water hookups, ideal for RV owners or guests. This incredible home is a sanctuary, offering unparalleled outdoor living. With direct access to the water, ample space for recreation and entertaining, and new finishes, this is more than just a property, it’s a lifestyle. Don’t miss your chance to own this lakeside oasis and experience the ultimate in waterfront living. Within 10 minutes of movie theaters, shops, restaurants and services, and less than 45 minutes to most attractions and the Orlando International Airport, this is an amazing home with the lakefront living you have always wanted but convenient to everything. Schedule a showing today after seeing the interior/drone video.

Estimated
Seller's interest rate
3.69%
7%
Estimated
Monthly payment

$2,839
$3,411
You may also save up to $184,119 in total interest paid.

Learn about how it works

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Financials
Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $3,411 monthly payment

Financed
SIGNIN
Location
Use two fingers to move the map
Loan details
Loan type
FHA
Rate
3.69%
Remaining term
26 yrs and 10 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$2,839
Principal & interest
$1,403
Mortgage insurance
$216
Property taxes
$425
Home insurance
$794
HOA fees
-
Utilities
Not included

Source: Public records

Home details
Size
2,121 sqft
Lot size
0.55 acres
Year built
1979
Type
Single Family Residence
HOA dues
$0.00

Source: STELLAR #G5093773

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: May 12, 2025 07:12 pm
Listing agent: Dawn Giachetti (352) 874-2100
Listing provided courtesy of: PREMIER SOTHEBYS INT'L REALTY (407) 581-7888
Details provided by STELLAR and may not match the public record.
MLS ID: #G5093773
Listings courtesy of Stellar MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers? personal, non-commercial use, solely to identify prospective properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Information deemed reliable but not guaranteed. Copyright © 2025 MLS GRID. All Rights Reserved.
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$2,839
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