1113 Indian Trl, Salado, TX 76571
4 beds · 4 baths · 2,808 sqft
**Exquisite Craftsmanship Meets Tranquil Retreat: Your Dream Home Awaits!** Step into a world of refined elegance with this stunning 4-bedroom, 3.5-bathroom residence, where meticulous attention to detail and a serene natural setting combine to create an unparalleled living experience. Nestled on a beautifully treed lot in the sought after Mill Creek neighborhood just close enough to IH35 to be convenient but not too close, this home offers a private oasis, perfect for both relaxation and entertaining. As you enter, you'll be immediately captivated by the home's custom millwork, a testament to the exceptional craftsmanship that defines every corner. The spacious living areas flow seamlessly, creating an inviting atmosphere for gatherings and social events. The gourmet kitchen, a chef's delight, boasts high-end appliances, custom cabinetry, and ample counter space, making it the heart of the home. Retreat to the luxurious primary suite, a sanctuary of comfort featuring a spa-like bathroom and generous walk-in closets. Three additional bedrooms offer ample space, each thoughtfully designed with comfort in mind. Step outside onto the expansive, large deck in the backyard, a perfect extension of your living space. Surrounded by mature, majestic trees, this outdoor haven provides a peaceful escape, ideal for al fresco dining, morning coffee, or simply unwinding after a long day. The lush, treed lot offers a sense of connection with nature, creating a truly idyllic setting. **Highlights:** * 4 Bedrooms, 3.5 Bathrooms * Custom Millwork Throughout * Gourmet Kitchen * Luxurious Primary Suite with Spa-Like Bathroom * Expansive Large Deck for Outdoor Living * Beautifully Treed Lot This home is more than just a residence; it's a lifestyle. Don't miss the opportunity to make this exceptional property your own. Schedule your private showing today and experience the perfect blend of luxury, comfort, and natural beauty. -Loan is Assumable
Source: CENTRALTEXAS #573391
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: CENTRALTEXAS #573391
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.