1113 Crystal Creek Dr, Port Orange, FL 32128
3 beds · 2 baths · 1,948 sqft
Welcome to Your New POOL HOME in the GATED CYPRESS HEAD GOLF COMMUNITY in Port Orange! This charming FURNISHED, 3-bedroom, 2-bathroom home, complete with a 4th ROOM/den/hobby room/study, offers a perfect blend of comfort and elegance. Designed for privacy, the thoughtful layout features a great room split into three distinct wings, providing ample space for both relaxation and entertainment. The guest bath boasts an upgraded vanity and top, conveniently situated between two spacious guest suites. The luxurious owner's bath features a large vanity with his and her sinks, a generous shower, and his and her closets. The expansive owner's suite showcases tall 10-foot ceilings and offers access to the pool through a slider, framing beautiful views for a serene start or end to your day. Numerous updates enhance this lovely home, including a roof and main slider replacement in 2017. The A/C system, installed in 2011, has been meticulously maintained and is in great working condition. For added comfort, a split system A/C unit specifically for the garage keeps the space cool while you work on projects. Step outside to enjoy your SCREENED HEATED POOL, equipped with solar panels and an electric heater for year-round enjoyment. The solar water heater adds energy efficiency to your daily routine. The kitchen, adorned with granite countertops, flows seamlessly into the great room, which features laminate flooring, while carpet lends warmth throughout the rest of the home. Included in the sale are the washer and dryer, along with a refrigerator that is about a year old. Plus, this home comes FULLY FURNISHED, allowing you to settle in effortlessly! The driveway features a special finish that enhances curb appeal, complemented by beautifully landscaped surroundings that add charm to the property. As a resident of this community, you'll have convenient access to the public golf course with its own restaurant, perfect for enjoying Sunday brunch or casual dining anytime. Located in one of the area's most sought-after school districts, this home is conveniently close to I-4 and I-95, just 15 minutes from New Smyrna Beach, 30 minutes from historic Deland, and approximately an hour from Orlando. Hospitals, churches, shopping, and restaurants are only minutes away. In addition to your beautiful home, the community offers its own clubhouse, tennis courts, a pool. Don't miss this incredible opportunity and schedule your visit today before it slips away! Note : No Flooding from storms per the owners!
Source: STELLAR #ns1082823
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #ns1082823
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #ns1082823
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.