1113 Allegro Pl, Dundee, FL 33838
3 beds · 2 baths · 1,457 sqft
Welcome to your dream home in the serene and quiet community of Maria Vista in Dundee, Florida! This beautifully maintained 3-bedroom, 2-bathroom home, built in 2016, offers a perfect blend of modern amenities and timeless charm. As you step inside, you'll be greeted by new, beautiful laminate flooring that adds a touch of elegance and warmth to the entire home. The thoughtfully designed split floor plan provides an ideal layout for both privacy and togetherness, making it perfect for families. The spacious and inviting large kitchen is a chef's delight, featuring ample counter space and storage, perfect for preparing meals and entertaining guests. Step outside to the fenced backyard, a private oasis where you can relax, play, or entertain. Whether you're enjoying a morning coffee, hosting a barbecue, or letting your pets roam freely, this outdoor space is sure to become a favorite retreat. Located in a peaceful neighborhood, this home offers the tranquility you desire while still being conveniently close to local amenities, schools, and parks. Including being just a short drive to everything Kissimmee & Orlando have to offer without the hefty price tag of the homes located there! Don't miss the opportunity to make this stunning property your new home. This home is also located in a USDA eligible area! Contact your lender and see if you qualify for this NO MONEY DOWN loan! Schedule a viewing today and experience the perfect combination of comfort, style, and convenience that this home has to offer!
Source: STELLAR #l4946419
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #l4946419
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #l4946419
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.