1113 ALLEGRO PL, Dundee, FL 33838
Welcome to your dream home in the serene and quiet community of Maria Vista in Dundee, Florida! This beautifully maintained 3-bedroom, 2-bathroom home, built in 2016, offers a perfect blend of modern amenities and timeless charm. As you step inside, you'll be greeted by new, beautiful laminate flooring that adds a touch of elegance and warmth to the entire home. The thoughtfully designed split floor plan provides an ideal layout for both privacy and togetherness, making it perfect for families. The spacious and inviting large kitchen is a chef's delight, featuring ample counter space and storage, perfect for preparing meals and entertaining guests. Step outside to the fenced backyard, a private oasis where you can relax, play, or entertain. Whether you're enjoying a morning coffee, hosting a barbecue, or letting your pets roam freely, this outdoor space is sure to become a favorite retreat. Located in a peaceful neighborhood, this home offers the tranquility you desire while still being conveniently close to local amenities, schools, and parks. Including being just a short drive to everything Kissimmee & Orlando have to offer without the hefty price tag of the homes located there! Don't miss the opportunity to make this stunning property your new home. This home is also located in a USDA eligible area! Contact your lender and see if you qualify for this NO MONEY DOWN loan! Schedule a viewing today and experience the perfect combination of comfort, style, and convenience that this home has to offer!
You may be able to put down less than the total down payment amount of $153,943 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #l4946419