11121 Sun Tree Rd, Hudson, FL 34667
2 beds · 2 baths · 1,688 sqft
Nestled within the esteemed Heritage Pines 55+ community, this expansive 1,688 sq ft villa offers 2 bedrooms and 2 bathrooms, perfectly blending comfort with elegance. As you step through the charming French doors, you're greeted by a spacious living area that seamlessly flows into an enclosed extended lanai, providing panoramic views that BACK UP TO THE GOLF COURSE and the serene 7th hole of the community's private 18-hole golf course. You're going to love this active, vibrant 55+, guard-gated, golf community offering incredible value and endless amenities. Residents of Heritage Pines enjoy a spectacular clubhouse, a large heated swimming pool, spa, fitness center, and lighted tennis courts. For those passionate about crafts and hobbies, the community features a woodworking shop, arts and crafts studio, and numerous hobby and game rooms. Social butterflies will appreciate the on-site restaurant, bar, and a vibrant calendar filled with entertainment and social events. Beyond its impressive amenities, Heritage Pines fosters a welcoming and dynamic community spirit, offering various classes such as water aerobics, yoga, tai chi, ceramics, and more, with organized events that make it easy to connect with fellow residents. This villa isn't just a home; it's an invitation to a lifestyle of leisure, luxury, and lasting friendships—experience the best of Florida's Nature Coast in a community that truly has it all. Don’t miss your chance to see all this home has to offer—schedule your private showing today and make this home your own!
Source: STELLAR #TB8346208
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #TB8346208
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.