11121 131st St, Largo, FL 33774
4 beds · 2 baths · 2,636 sqft sqft
Truly one of a kind property with hard to find land in Pinellas County! This 4 bed 2 bath with over 2,600 sq ft home sits on almost an acre and offers privacy and ample space with modern updates. Built in 2001 and situated on top of what used to be orange groves and built with over 50 dump trucks of dirt, this high and dry house was made with intentional designs and layouts. Upon entering the driveway, a solar powered remote controlled Ghost Controls gate greets you with the ultimate in safety and security. The expansive driveway which can hold numerous vehicles leads through the side and into the backyard and is fully paved creating the perfect parking pad for RV, boat, trailers or even an additional garage space if you choose to build. The backyard is a blank canvas perfect for a complete pool oasis to beat the Florida heat! The fully covered back patio spans the length of the house and makes the perfect entertaining space with sliding door entrances to both the living room and the Primary bedroom. Outfitted with an enjoyable and soothing hot tub right outside the Primary bedroom ideal for long days requiring relaxation. The interior features beautiful upgrades galore with an update in 2021 including new interior and exterior paint, Luxury Vinyl Plank flooring, updated fixtures and fans, A/C, full attic insulation, black stainless kitchen appliances, textured and painted driveway (2023). The split floor plan offers an expansive Primary bedroom on one side of the house with en-suite featuring dual sinks, jacuzzi tub, and vast walk in tile shower and large walk in closet. 3 bedrooms sit on the other side of the house and boast an abundant amount of space in each. Tall Cathedral ceilings that run the roof line in both living and dining rooms and kitchen, accented with striking white columns, provide for a grand feeling throughout. Just like everywhere else, the garage is another well thought out and oversized area with over 2.5 parking spaces, ceiling rack storage system, and an additional air conditioned room great for climate controlled storage or a private den or office. Roof was replaced in 2022 making all the major components new or updated throughout just leaving you to move in! Don’t forget to bring your horses as it’s zoned for 2! Walsingham Park sits just behind the property and minutes to pristine award winning Pinellas County beaches! Don’t wait and Call to schedule your tour today and see all this home has to offer!
Source: STELLAR #tb8302862
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8302862
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #tb8302862
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.