11120 Kempton Vista Dr, Riverview, FL 33579
5 beds · 3 baths · 3,300 sqft sqft
Let's get YOU in THIS HOME FOR THE HOLIDAYS! PRICE IMPROVEMENT! MOTIVATED SELLERS. LOW HOA & NO CDD. Welcome to this exquisite 3300 square foot residence that boasts 5 bedrooms, 2 and 1/2 bathrooms, and a masterful blend of sophistication and comfort. This fully upgraded home offers a luxurious living experience with top-of-the-line finishes and attention to detail throughout. Home Boasts a 2yr old Roof and HVAC As you step inside, you are greeted by the stunning luxury flooring that flows seamlessly throughout the home, creating a sense of elegance in every room. The Chef's Kitchen is a focal point of the house, featuring high-end appliances, custom cabinetry, and a spacious layout that is perfect for cooking and entertaining. Each of the 5 bedrooms is generously sized, offering ample space for relaxation and privacy. The master suite is a true oasis, with a spa-like en-suite bathroom. The additional bathrooms are equally impressive, with modern fixtures and stylish design elements. The open-concept living areas are perfect for both intimate gatherings and large-scale entertaining. The living room offers plenty of natural light, creating a warm and inviting atmosphere and access to the outdoor patio for al fresco dining options. The dining area is ideal for hosting dinner parties, with access to the front sitting room. Outside, the property is equally impressive with a travertine paved patio. Whether you are enjoying a quiet morning coffee on the patio or hosting a summer BBQ with friends and family, this home offers the perfect setting for outdoor living. Located in Summerfield Subdivision, this home is convenient to shopping, dining, amenities, with a Privately Owned Public Golf Course inside community. Don't miss the opportunity to make this stunning residence your own and experience the epitome of modern living in every detail.
Source: STELLAR #t3517916
Source: STELLAR #t3517916
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #t3517916
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.