11105 Battery Park Pl, Bradenton, FL 34211
3 beds · 2 baths · 1,509 sqft
Welcome to Your Exquisite Home in Lakewood Ranch! Nestled at the end of a peaceful cul-de-sac, this beautifully updated home sits on an oversized lot, offering both privacy and serene views of a sparkling pond. Dive into luxury with your brand-new saltwater pool, perfect for relaxing and entertaining. As you step inside, you’ll be greeted by stunning new luxury vinyl flooring, fresh interior paint, and modern light fixtures and fans that illuminate the space. The kitchen is a chef’s dream, featuring stylish shaker-style cabinets, new stainless-steel appliances, and elegant granite countertops, complete with a convenient breakfast bar. The formal dining room is versatile and can easily be transformed into a media room or additional workspace, tailored to your needs. The thoughtfully designed layout ensures that the master suite remains a private retreat, complete with an en-suite bath and picturesque views of the pool and pond. Step outside to the lanai, which boasts a natural gas hookup, perfect for outdoor cooking and entertaining. The exterior of the home shines with a fresh coat of paint, adding to its curb appeal. Inside the garage, you'll find flooring mats, a new garage door opener, and ample storage space. Located in a charming, gated community at the heart of Lakewood Ranch, you’ll enjoy access to a fantastic 10-acre park featuring two dog parks, two tennis courts, a multi-use ball field, a kid’s splash pad, and a pavilion with picnic tables and BBQ grills. With top-rated schools, including elementary through high school, as well as LECOM, restaurants, gyms, salons, and bars all nearby, you’ll find everything you need just moments away. Plus, you’re only minutes from downtown Main Street, Waterside Lakewood Ranch, Costco, and the stunning beaches that make this area so desirable. Don’t miss out on the opportunity to call this exceptional property your home!
Source: STELLAR #a4622719
Source: STELLAR #a4622719
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #a4622719
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.