1110 S Pine Lake Dr, Tampa, FL 33612
5 beds · 4 baths · 2,634 sqft
Located in historic Forest Hills, this mid-century modern home was completely renovated in 2022. From the moment you step in you will be enchanted by the modern design and charming upgrades. The open floor plan showcases a large kitchen overlooking a living and dining area perfect for gathering family and friends. The kitchen is equipped with smart stainless-steel appliances, a huge island, sparkling quartz countertops, European-high-gloss custom cabinetry, and modern lighting. Off the front living area are three good sized bedrooms - one has an en-suite bath with two others sharing a large hall bath. On the other side of the home, you will find a spacious, sunken family room with an electric fireplace and beautiful built-in bookshelves. The fourth bedroom is off to one side and is equipped with its own en-suite bathroom making it perfect for out-of-town guests who would like their own space. Across the family room is the primary suite featuring a breathtaking en-suite bathroom with a huge, customized frameless walk-in shower and bathtub. The large laundry room, leading out to the garage, is equipped with cabinets, a laundry sink, and lots of hooks making it the perfect area for backpacks, sports equipment and more! There is a screened porch off the family room leading out to a HUGE backyard completely enclosed by a vinyl fence and is perfect for a pool or even a mother-in-law suite. The 2022 renovations include a new roof, new AC, new tankless water heater, new washer/dryer and updated electric and plumbing. This home is less than half a mile from the Babe Zaharias Golf Course area, walking distance to the beautiful lakes in the neighborhood and minutes away from the Zoo and Hillsborough River. There was no flooding in the immediate area, and it sustained no damage during the storms. This home is perfect for a buyer that needs a lot of space, doesn't want to do a lot of work and appreciates the updated mid-century modern vibe!
Source: STELLAR #TB8360977
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Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
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If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
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We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #TB8360977
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.