1110 36th St SE, Paris, TX 75460
5 beds · 5 baths · 5,303 sqft sqft
HAMPTONS CHARM IN PARIS. THIS STATELY COLONIAL HOME IN SOUTH EAST PARIS HAS BEEN MADE EVEN MORE STUNNING BY THE RECENT MAKEOVER. THE STREET APPEAL HAS BE RAMPED TO THE MAX WITH NEW LANDSCAPING AND NEW DUAL PATIOS AND AN ATTRACTIVE FRONT ENTRANCE. THE NEW FOYER WILL WELCOME YOU TO COME IN AND BE SWEPT OFF YOUR FEET BY THE TIMELESS FEATURES OF THE HOME. THE MAIN FLOOR HAS THREE LIVING AREAS: THE FORMAL LIVING ROOM AND THE SITTING ROOM-OFFICE GREET YOU AS YOU ENTER WITH THE LARGE OPEN FAMILY-DINING ROOM AT THE REAR. THE FORMAL DINING ROOM IS LARGE ENOUGH FOR ENTERTAINING WITH PART OF THE FAMILY USED AS SECONDARY DINING IF DESIRED. THE KITCHEN HAS NEW COOKING APPLIANCES WITH A DOUBLE OVEN AND A WARMING OVEN TO MAKE COOKIING FOR A CROWD GO SMOOTHLY. YOU WILL BE AMAZED AT ALL THE CABINETRY IN THE KITCHEN AND DELIGHTED WITH THE MARBLE COUNTERTOPS IN THE KITCHEN WHICH INCLUDES A LARGE WORK ISLAND AND BREAKFAST BAR. YOU WILL FIND A SPACIOUS PRIMARY BEDROOM AND LARGE BATH AND A FANTASTIC WALK-IN CLOSET AS WELL AS THE SECONDARY SUITE ON THE FIRST FLOOR. THERE ARE AN EXTRAORDINARY NUMBER OF CLOSETS IN THE HOME. UPSTAIRS FROM THE MAIN ENTRANCE, THERE ARE TWO BEDROOMS WITH AN UPDATED JACK AND JILL BATHROOM BETWEEN. ABOVE THE REAR OF THE HOUSE YOU WILL FIND THE 5TH BEDROOM WITH IT'S OWN PRIVATE BATH. YOU CAN ACCOMODATE A LARGE FAMILY OR INVITE THE EXTENDED FAMILY IN FOR THE HOLIDAYS AND HAVE SPACE FOR ALL. THE BACK COURTYARD HAS CRUSHED GRANITE WITH BEAUTIFUL LANDSCAPING - DOGWOOD, AZALEAS, VITEX TREES - FOR LOVELY BLOOMS IN THE SPRING AND SUMMER AS WELL AS MAPLES FOR FALL COLOR. THE LARGE FRONT YARD HAS A SPRINKLER SYSTEM TO KEEP THINGS GREEN THE THE TEXAS SUMMERS. YOU CAN ENJOY THE SIDE PATIO OR THE LARGE FRONT PORCH AREAS THAT CAN GIVE PLACES TO RELAX AND ENJOY THE BIRDS AND BLOOMS. ALTOGETHER THIS IS A LOVELY PLACE TO CALL HOME.
Source: NTREIS #20778552
Interest rate and monthly payment estimated based on public records.
Source: NTREIS #20778552
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #20778552
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.