111 Arrowhead Ln, Haines City, FL 33844
3 beds · 2 baths · 2,084 sqft sqft
One or more photo(s) has been virtually staged. Discover this one-of-a-kind home in the highly desirable Lake Arrowhead Community, where luxury meets comfort in a peaceful, natural setting. This expansive property boasts an open-concept design with soaring ceilings, beautiful tile floors, and a recently updated chef's kitchen that will delight culinary enthusiasts. Featuring top-of-the-line appliances, abundant storage, and a generous granite island, this kitchen is perfect for both intimate meals and large-scale entertaining. The home’s ambiance is enhanced by three elegant electric fireplaces, offering warmth and style throughout the space. The oversized master bedroom is a true retreat, with soaring ceiling heights, abundant natural light, and ample closet space. The attached master bath is a spa-like oasis, featuring a large walk-in shower, perfect for unwinding after a long day. There are two spacious spare bedrooms that share a well-appointed full bathroom, offering privacy and comfort for family or guests. Step outside to your own private oasis, with a serene, screen-enclosed pool area overlooking a picturesque pond—ideal for relaxing or hosting gatherings. Enjoy evenings around the fire pit in the charming courtyard, framed by mature landscaping and majestic oak trees that provide shade and natural beauty. This home also comes with a newer roof, providing peace of mind for years to come. Additional highlights include a spacious two-car garage and thoughtfully designed living spaces throughout, making this property a true gem. With its unparalleled combination of luxury, privacy, and natural beauty, this Lake Arrowhead home is a peaceful retreat you’ll love coming home to.
Source: STELLAR #p4932517
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #p4932517
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #p4932517
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.