1109 Pine Grove Ave NE, Brookhaven, GA 30319
6 beds · 7 baths · 6,250 sqft
This stunning 6 bed / 6.5 bath, 4-sided brick home in the heart of Brookhaven offers timeless elegance with modern convenience. Meticulously maintained and feeling brand new, this home features a new roof, ensuite bathrooms in every bedroom, and an elevator, making it the perfect blend of luxury and functionality. Step inside and prepare to be blown away by the gorgeous coffered ceilings, rich hardwood floors, and an open-concept layout designed for both comfort and entertaining. The spacious dining room is ideal for hosting, while the family room—anchored by a stunning fireplace and custom built-in cabinetry—offers a warm, inviting space to gather. A secondary living room provides the perfect setup for a media space, while a cozy sitting room with its own fireplace adds another layer of charm. The luxurious chef’s kitchen is a true showpiece, featuring rich cabinetry, stainless steel appliances, ample counter space, and abundant storage—a dream! Upstairs, the oversized primary suite is a retreat unto itself with a private sitting area, built-in bookshelves, a double-sided fireplace, and a spa-like bath featuring double vanities, a soaking tub, a separate shower, and a water closet. All additional bedrooms are generously sized, each with its own full bathroom—including one that’s perfect for a spacious home office. The fully finished basement expands your living space even further, offering additional bedrooms, full bathrooms, a large game room/family room—endless possibilities for relaxation and entertainment. Step outside to the screened-in porch, an outdoor oasis with gorgeous wood ceiling details, custom window treatments, designer lighting, three ceiling fans, and a brick accent wall—creating the feeling of two distinct living spaces under one roof. Located in the sought-after Brookhaven Heights community, this home is just blocks from Langford Park, featuring a brand-new playground and green space. Plus, shopping, dining, Starbucks, a new coffee shop, grocery stores, salons, and more are all within walking distance! Don’t miss this incredible opportunity to call Brookhaven home—schedule your private tour today!
Source: FMLS #7548556
Financials
Source: Public records
Source: FMLS #7548556
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.