1109 Catskill Dr, Haines City, FL 33844
3 beds · 2 baths · 1,303 sqft
Welcome to this beautiful 3 bedroom, 2 bathroom home boasting 1,303 sq ft of living space in Haines City. Built in 2021 this home offers peace of mind to the new buyer, knowing that everything, from the roof to the appliances, has been designed with modern efficiency and durability in mind. From the moment you arrive, the spacious driveway and meticulously manicured front lawn create a warm and inviting first impression. Step inside and be greeted by a charming foyer, with the two additional bedrooms conveniently located to the left, perfect for guests or family members to have their own space. As you continue down the hall, the home opens into a stunning open concept living area, combining the living room, dining room, and kitchen. This seamless design ensures you’re always connected with loved ones, whether you’re whipping up a meal or enjoying movie night. The kitchen is a standout, featuring an island for extra counter space and storage, modern stainless steel appliances, and chic finishes that make meal prep as stylish as it is functional. Large windows flood the living space with natural light, creating an airy and welcoming ambiance throughout. The primary bedroom is your private retreat, offering ample space to relax, a large walk-in closet, and an en-suite bathroom for added comfort. Step outside to the covered patio, where you can enjoy al fresco dining or morning coffee while taking in the Florida sunshine. The backyard provides fun space that little ones or four-legged family members are sure to love. Conveniently located just off FL-27, this home offers quick access to I-4, placing you just 35 minutes from Disney World and close to Haines City, Davenport, and Champions Gate. Surrounded by beautiful nature preserves and lakes, you’ll enjoy the perfect blend of suburban convenience and Florida’s natural beauty. Don’t wait to make this newly built Central Florida gem yours, schedule your private showing TODAY!!!
Source: STELLAR #g5090824
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #g5090824
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #g5090824
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.