11077 87th Ave, Seminole, FL 33772
3 beds · 2 baths · 1,562 sqft
Welcome to this beautifully updated 3-bedroom, 2-bathroom NON FLOOD ZONE pool home in the heart of Seminole! A gorgeous, upgraded kitchen welcomes you inside, featuring a center island with bar seating, custom white cabinetry, granite countertops, a large farmhouse sink, and a built-in wine rack—perfect for the home chef and entertainer alike. Stainless steel appliances complete the space, seamlessly flowing into the open-concept dining and living areas. The spacious dining room provides plenty of room for hosting guests, while the cozy living room features a wood-burning fireplace and French doors that lead to the pool area, creating an effortless indoor-outdoor living experience. The primary suite boasts a walk-in closet, while two additional guest bedrooms share a hall bath with a tub/shower combo. The 3rd bedroom, currently used as an office, features custom built-ins for a stylish and functional workspace. Step outside to your private backyard retreat, where a recently resurfaced pool (2022) with a new pump/motor (2024) awaits. Whether you're cooling off on a warm Florida day or enjoying an evening swim under the stars, this sparkling oasis is the ultimate space for relaxation. The oversized deck offers plenty of room for lounging, sunbathing, or hosting weekend barbecues. Surrounded by lush landscaping and enclosed by a newly rescreened enclosure (2024), this pool area is designed for year-round enjoyment and effortless maintenance. Beyond the pool, a spacious yard offers ample room for kids, pets, and entertaining. This home has been meticulously maintained, with recent upgrades including exterior paint (2024), custom-built bookshelves/cabinets (2023), a new roof (2022), bathroom renovations (2023), a garage door replacement (2022), and an updated electric panel. Just 5 minutes to Seminole City Center, where you’ll find shopping, dining, and entertainment. A quick drive to the Gulf beaches makes beach days effortless, and the home is conveniently close to local parks and the Pinellas Trail for biking and walking. Don't miss this incredible opportunity to own a move-in-ready home in a sought-after Seminole neighborhood! Schedule your showing today. Buyer to verify all dimensions.
Source: STELLAR #TB8354127
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #TB8354127
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.