1107 James Paul Rd, Davenport, FL 33837
4 beds · 3 baths · 2,655 sqft
Almost Brand New! This better than new, Gorgeous home in Astonia North with no rear neighbors as it backs a retention area and large pond. This two-story home with 2655 sf offers 4 bedrooms, 2 and a half baths, a huge upstairs loft, and a separate den/office/playroom and impeccably cared for! This Providence model from Lennar Homes has a highly desirable Floor plan, perfect for entertaining family and guests, yet spacious enough for plenty of private time too. A cute front porch to watch the evening sunsets and a large back yard with tall privacy fence that backs to a retention area and large pond that faces East for cooler afternoons. The wide entry greets you with Large ceramic tile throughout the first floor including the front room that is separated, yet open and great for multi-use as office or playroom. The main living area is an open floor plan with Living, Dining, and kitchen. The Chefs Kitchen has white cabinets with light grey quartz counters and accented with all fingerprint resistant stainless-steel appliances. It also has a deep shelf pantry closet, sink window with a view to the back yard, and pendant lights hanging over the breakfast bar in the large island that overlooks the dining and living room and slider door to the back yard. A pedestal sink and toilet are in the half bath as you head upstairs. Upstairs has an inviting wide hall to all bedrooms, easy accessible laundry room and huge loft. The loft has a nicely built decorative blind on the stair wall to provide a custom touch of style. Large Primary bedroom with view of the back ponds, Primary bath has dual sinks in quartz counters, large walk-in shower stall, a linen closet, and large walk-in closet. Bedroom 2 also has a walk-in closet. Home has modern ceiling fans in all bedrooms and living room, Keyless entry, and spec-painted floor in the garage. This Ecosmart home has solar power to offset the electric bills and minimize your carbon footprint and double pane windows for efficient energy use. Astonia North is part of a larger masterplan Astonia. Situated just a few miles south of Champions Gate and East of Posner Park. Perfectly located for great shopping and dining nearby, but far enough to enjoy the peaceful settings of this community wrapped around many ponds and conservation areas. With proximity to I-4, residents enjoy easy access to world-class theme parks, golf courses and adventures amidst Florida’s great outdoors. Amenities include a resort-style swimming pool, playground. Please email for more information and set up a viewing. All information is deemed reliable but not guaranteed.
Source: STELLAR #o6256325
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6256325
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6256325
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