1107 Brenton Leaf Dr, Ruskin, FL 33570
3 beds · 2 baths · 1,546 sqft
**Charming Single Family Home in the Heart of Ruskin, Florida** Welcome to your dream home located in the highly sought-after community of Chatham Walk, just 3.4 miles from Tampa International Airport. This beautifully designed residence offers the perfect blend of comfort and convenience, making it an ideal choice for families and professionals alike. With 3 beds and 2 baths this Property is minutes away from hospitals, grocery stores, dining options, and major highways for easy commuting As you step inside, you'll be greeted by an inviting atmosphere featuring elegant tile and luxury vinyl flooring throughout—say goodbye to carpet maintenance! The spacious living area flows seamlessly into the kitchen, where you will find stunning granite countertops that provide both style and functionality. The home is adorned with tasteful wall covering accents that add a touch of sophistication to each room. The master suite is a true retreat, boasting a generous walk-in closet that offers ample storage space. The two additional bedrooms are well-sized, perfect for family members, guests, or even a home office. Each bathroom is thoughtfully designed to enhance your daily routine, ensuring comfort and convenience for everyone. One of the standout features of this property is the expansive screened lanai, providing a serene outdoor space for relaxation and entertaining. Enjoy peaceful moments with no back neighbors, allowing for added privacy in your backyard oasis. The well-maintained front yard landscaping enhances curb appeal and welcomes you home each day. This residence is equipped with solar panels, offering energy efficiency and potential savings on utility bills, aligning with modern sustainable living practices. The large utility room adds to the functionality of the home, providing extra space for laundry and storage needs. This move-in ready home is a rare find in Ruskin, with a motivated seller eager to make a deal. Don’t miss your chance to own this exceptional property in a vibrant community that caters to all your lifestyle needs. Whether you're looking for a family home or a tranquil retreat, this property has it all. Schedule your private showing today and discover the endless possibilities that await you in this charming Ruskin residence!
Source: STELLAR #TB8359353
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Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
Source: STELLAR #TB8359353
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence. When you apply for the loan, you must attest that the home will be your primary residence for 12 months to be approved for an FHA assumption. Most lenders will ask that you move in within 60 days.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.