1107 Bloodworth Ln, Pensacola, FL 32504
2 beds · 3 baths · 1,364 sqft
Step into easy living with this 2-bedroom, 2.5-bathroom end-unit townhouse, perfectly updated for today’s lifestyle. With neutral paint tones and luxury vinyl plank flooring throughout, this home is as stylish as it is low-maintenance. The inviting living room features a brick wood-burning fireplace, adding warmth and charm to the space—perfect for cozy nights in. The kitchen is ready for action (or just admiration) with brand-new stainless steel appliances that bring a sleek, modern feel. Upstairs, you’ll find two spacious bedrooms, each with its own ensuite bath—ideal for privacy and convenience—while a half-bath downstairs is perfect for guests. Pet-friendly features make this home stand out, with artificial grass for pets and rubber mulch in the front and back yards for a clean, low-maintenance outdoor experience. Open the French doors to your private patio, complete with a storage room for added convenience. This community offers extras that make life even sweeter, including a pool to unwind and a dog park for your furry companions. The location? You’re right across from University Mall and minutes from I-10, I-110, and Pensacola’s gorgeous beaches. Whether you’re searching for your next home, a weekend retreat, or an investment opportunity, this townhouse is ready to deliver. Schedule your private tour today!
Source: PENSACOLA #656622
Interest rate and monthly payment estimated based on public records.
Source: PENSACOLA #656622
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #656622
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.