1105 Hollygate Ln, Naples, FL 34103
6 beds · 7 baths · 6,693 sqft
PRE CONSTRUCTION GORGEOUS BUILD- GOLF CART TO THE BEACH! Buy now and make the decisions on elevation, flooring, tops, appliance package and more! This home will have 6 bedrooms including 2 master suites, 5 full bath, 2 half baths including a pool bath, additional flex/den/loft space, large 3 car garage, pool, spa, sundeck, Artisan outdoor kitchen, Subzero/Wolf appliance package including gas cooktop, marble tops, and over 4,600 sq ft within 1.5 miles to Park Shore beach! This home will have all of the high end finishes you would expect. 48" Sub-zero refrigerator, 48" Wolf Gas cooktop, 46" sink with 2 faucets, wolf double oven, marble tops or quartzite throughout, custom commercial grade hoods, European white oak engineered hardwood, buried gas tank, porcelenosa tile, Stormsmart Screens on the covered lanai, motorized shades in living and primary suite, and gorgeous custom designed fireplace walls. You will have a hard time deciding where to entertain between your two story volume living area, your outdoor living area with 86" TV wall with gas fireplace, or your upstairs living room with full wet bar. The oversized primary closets and all other closets will be built out and can be modified as needed for the buyer! Don't miss out on this home close to EVERYTHING Paradise has to offer with a short golf cart distance to the beach! Across the street you can see an example of the construction on the recently sold home and another home across the street is pending and under construction. Come check out the finishes and then design this one for yourself. Seller financing options are available. *pictures besides the floor plan and elevation options are of a past build on the street- the plan has been improved and enlarged, but the finishes will be the same or higher in this next build.
Source: FORTMYERS #224088611
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: FORTMYERS #224088611
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.